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Get Cheap Car Insurance in Idlewood, IL
We monitor insurance prices, helping the average driver in Idlewood save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Idlewood
The chart below shows the cheapest car insurance company in Idlewood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Idlewood Insurer | Monthly Cost |
|---|---|
| State Farm | $47 |
| Country Financial | $52 |
| Metromile | $56 |
| American Family Insurance | $60 |
Savings for Every Kind of Idlewood Driver
Based on our extensive insurance data, we know the average Idlewood driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $330 per year by choosing the right vehicle insurance company. Some Idlewood residents are paying out over $1,414 extra every year for auto insurance in Idlewood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Idlewood, IL Savings / Yr. |
|---|---|
$330 |
|
$621 |
|
$497 |
|
$521 |
|
$1,284 |
|
$370 |
|
$474 |
Idlewood Car Insurance vs. Illinois
People living in Idlewood pay an average of 6.42% less than the typical driver in the state. The average driver in Idlewood can expect to pay about $839 per year, or $1,414 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Idlewood for most people.
Car Insurance Prices by Idlewood Neighborhood
Insurance Prices
Where is insurance cheapest within Idlewood?
The map shows insurance prices in and around Idlewood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $51 per year within the city boundaries, with insurance premiums ranging from a high of $1,443 to a low of $1,392. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Idlewood.Pick the Best Car Insurance Company for You in Idlewood
The best car insurance provider for most drivers in Idlewood
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $330 over the average Idlewood car insurance company.
The best car insurance provider for Idlewood drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $621 over the competition.
The best car insurance company for Idlewood drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $497 better than other car insurance companies.
The best auto insurance for Idlewood drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $521 less each year.
The least expensive car insurance company for new and young drivers in Idlewood
In Idlewood, State Farm costs young drivers $1,284 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Idlewood
State Farm gave the largest car insurance discounts to married couples, averaging $370 saved each year compared to an average Idlewood couple's premiums.
The cheapest car insurance in Idlewood for drivers with bad credit
The best Idlewood car insurance company for customer service
Recent price drops
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The cheapest large national provider in Idlewood
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Idlewood driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Idlewood, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Idlewood
What Influences the Cost of Car Insurance in Idlewood?
On average, car insurance in Idlewood is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Idlewood is 23 minutes, which is far less than average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Idlewood are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Idlewood is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Idlewood is $70 per month for minimum coverage and $118 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Summersville: Insurance costs 0.21% less
- Mount Vernon: Insurance costs 2.55% more
- Dix: Insurance costs 0.21% less
- Texico: Insurance costs 0.50% less
- Camp Ground: Insurance costs 0.21% less
- Woodlawn: Insurance costs 0.57% less
- Marcoe: Insurance costs 0.14% more
- Opdyke: Insurance costs 0.35% more
- Bluford: Insurance costs 0.85% more
- Cravat: Insurance costs 1.20% less
Cities with Similar Populations
- Tuppers Plains: Insurance costs 15.49% less
- Craig: Insurance costs 11.53% less
- Cranesville: Insurance costs 48.59% more
- Crew Lake: Insurance costs 113.01% more
- Tinian: Insurance costs 0.85% more
- Trego: Insurance costs 17.54% more
- Troy Town: Insurance costs 20.30% more
- Tuggle: Insurance costs 15.56% less
- Tunnel Hill: Insurance costs 0.35% less
- Tuntutuliak: Insurance costs 3.04% less