Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Ingram, AL
We monitor insurance prices, helping the average driver in Ingram save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Ingram
The chart below shows the cheapest car insurance company in Ingram for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Ingram Insurer | Monthly Cost |
|---|---|
| Travelers | $70 |
| Gainsco | $73 |
| State Farm | $76 |
| Safe Auto | $77 |
Savings for Every Kind of Ingram Driver
Based on our extensive insurance data, we know the average Ingram driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $390 per year by choosing the right vehicle insurance company. Some Ingram residents are paying out over $1,573 extra every year for auto insurance in Ingram. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ingram, AL Savings / Yr. |
|---|---|
$390 |
|
$530 |
|
$497 |
|
$563 |
|
$1,223 |
|
$68 |
|
$333 |
Ingram Car Insurance vs. Alabama
People living in Ingram pay an average of 1.86% less than the typical driver in the state. The average driver in Ingram can expect to pay about $1,038 per year, or $1,573 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Ingram for most people.
Car Insurance Prices by Ingram Neighborhood
Insurance Prices
Where is insurance cheapest within Ingram?
The map shows insurance prices in and around Ingram, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $43 per year within the city boundaries, with insurance premiums ranging from a high of $1,605 to a low of $1,562. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Ingram.Pick the Best Car Insurance Company for You in Ingram
The best car insurance provider for most drivers in Ingram
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $390 over the average Ingram car insurance company.
The best car insurance provider for Ingram drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $530 over the competition.
The best car insurance company for Ingram drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $497 better than other car insurance companies.
The best auto insurance for Ingram drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $563 less each year.
The least expensive car insurance company for new and young drivers in Ingram
In Ingram, Travelers costs young drivers $1,223 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ingram
State Farm gave the largest car insurance discounts to married couples, averaging $68 saved each year compared to an average Ingram couple's premiums.
The cheapest car insurance in Ingram for drivers with bad credit
The best Ingram car insurance company for customer service
Recent price drops
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The cheapest large national provider in Ingram
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Ingram driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ingram, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Ingram
What Influences the Cost of Car Insurance in Ingram?
On average, car insurance in Ingram is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ingram are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Ingram is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Ingram is $87 per month for minimum coverage and $131 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hogglesville: Insurance costs 0.13% less
- Stewart: Insurance costs 0.83% less
- Greensboro: Insurance costs 0.95% more
- Akron: Insurance costs 0.76% less
- Sawyerville: Insurance costs 0.25% more
- Evansville: Insurance costs 0.25% less
- Jericho: Insurance costs 0.64% more
- Pondville: Insurance costs 3.88% more
- Knoxville: Insurance costs 3.31% more
- Ellards: Insurance costs 4.01% more
Cities with Similar Populations
- Ericson: Insurance costs 23.59% less
- Sumpter: Insurance costs 6.55% more
- Summit: Insurance costs 1.78% less
- Summerville: Insurance costs 88.75% more
- Steuben: Insurance costs 33.31% more
- Fern: Insurance costs 13.03% less
- Farmville: Insurance costs 7.50% more
- Exmoor: Insurance costs 2.80% less
- Evansville: Insurance costs 3.50% more
- Evans Falls: Insurance costs 12.84% less