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Get Cheap Car Insurance in Irvings Crossroads, NC
We monitor insurance prices, helping the average driver in Irvings Crossroads save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Irvings Crossroads
The chart below shows the cheapest car insurance company in Irvings Crossroads for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Irvings Crossroads Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $48 |
| Erie Insurance | $48 |
| Farm Bureau | $51 |
| Progressive | $54 |
Savings for Every Kind of Irvings Crossroads Driver
Based on our extensive insurance data, we know the average Irvings Crossroads driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $240 per year by choosing the right vehicle insurance company. Some Irvings Crossroads residents are paying out over $1,251 extra every year for auto insurance in Irvings Crossroads. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Irvings Crossroads, NC Savings / Yr. |
|---|---|
$240 |
|
$522 |
|
$380 |
|
$971 |
|
$721 |
|
$290 |
|
$435 |
Irvings Crossroads Car Insurance vs. North Carolina
People living in Irvings Crossroads pay an average of 0.09% more than the typical driver in the state. The average driver in Irvings Crossroads can expect to pay about $750 per year, or $1,251 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Irvings Crossroads for most people.
Car Insurance Prices by Irvings Crossroads Neighborhood
Insurance Prices
Where is insurance cheapest within Irvings Crossroads?
The map shows insurance prices in and around Irvings Crossroads, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $15 per year within the city boundaries, with insurance premiums ranging from a high of $1,256 to a low of $1,241. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Irvings Crossroads.Pick the Best Car Insurance Company for You in Irvings Crossroads
The best car insurance provider for most drivers in Irvings Crossroads
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $240 over the average Irvings Crossroads car insurance company.
The best car insurance provider for Irvings Crossroads drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $522 over the competition.
The best car insurance company for Irvings Crossroads drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $380 better than other car insurance companies.
The best auto insurance for Irvings Crossroads drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $971 less each year.
The least expensive car insurance company for new and young drivers in Irvings Crossroads
In Irvings Crossroads, State Farm costs young drivers $721 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Irvings Crossroads
Erie Insurance gave the largest car insurance discounts to married couples, averaging $290 saved each year compared to an average Irvings Crossroads couple's premiums.
The cheapest car insurance in Irvings Crossroads for drivers with bad credit
The best Irvings Crossroads car insurance company for customer service
Nationwide was the best company for customer service in Irvings Crossroads according to the NAIC.
Recent price drops
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The cheapest large national provider in Irvings Crossroads
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Irvings Crossroads driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Irvings Crossroads, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Irvings Crossroads
What Influences the Cost of Car Insurance in Irvings Crossroads?
On average, car insurance in Irvings Crossroads is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Irvings Crossroads is 40 minutes, which is far more than average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Irvings Crossroads are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Irvings Crossroads is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Irvings Crossroads is $62 per month for minimum coverage and $104 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Jonestown: Insurance costs 1.44% less
- Hargetts Crossroads: Insurance costs 1.28% less
- Taylors Corner: Insurance costs 0.80% less
- Deep Run: Insurance costs 0.96% less
- Pink Hill: Insurance costs 0.56% more
- Potters Hill: Insurance costs 1.60% less
- Huffmantown: Insurance costs 0.72% less
- Elm Grove: Insurance costs 1.52% less
- Comfort: Insurance costs 0.72% less
- Shady Grove: Insurance costs 2.40% more
Cities with Similar Populations
- Shinewell: Insurance costs 36.21% more
- Lasleys Point: Insurance costs 15.27% less
- Latimer: Insurance costs 23.02% more
- Lexington Heights: Insurance costs 137.33% more
- Lidy Hot Springs: Insurance costs 10.39% less
- Shady Brook: Insurance costs 21.82% more
- Shafer: Insurance costs 19.82% more
- Shasta Retreat: Insurance costs 42.69% more
- Shaw: Insurance costs 53.08% more
- Shepard: Insurance costs 11.27% more