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Get Cheap Car Insurance in Irvington, KY
We monitor insurance prices, helping the average driver in Irvington save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Irvington
The chart below shows the cheapest car insurance company in Irvington for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Irvington Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $61 |
| State Farm | $61 |
| Travelers | $89 |
| Geico | $96 |
Savings for Every Kind of Irvington Driver
Based on our extensive insurance data, we know the average Irvington driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $543 per year by choosing the right vehicle insurance company. Some Irvington residents are paying out over $2,148 extra every year for auto insurance in Irvington. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Irvington, KY Savings / Yr. |
|---|---|
$543 |
|
$890 |
|
$876 |
|
$886 |
|
$1,753 |
|
$587 |
|
$940 |
Irvington Car Insurance vs. Kentucky
People living in Irvington pay an average of 0.66% more than the typical driver in the state. The average driver in Irvington can expect to pay about $1,106 per year, or $2,148 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Irvington for most people.
Car Insurance Prices by Irvington Neighborhood
Insurance Prices
Where is insurance cheapest within Irvington?
The map shows insurance prices in and around Irvington, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $118 per year within the city boundaries, with insurance premiums ranging from a high of $2,182 to a low of $2,064. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the South parts of Irvington.Pick the Best Car Insurance Company for You in Irvington
The best car insurance provider for most drivers in Irvington
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $543 over the average Irvington car insurance company.
The best car insurance provider for Irvington drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $890 over the competition.
The best car insurance company for Irvington drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $876 better than other car insurance companies.
The best auto insurance for Irvington drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $886 less each year.
The least expensive car insurance company for new and young drivers in Irvington
In Irvington, State Farm costs young drivers $1,753 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Irvington
State Farm gave the largest car insurance discounts to married couples, averaging $587 saved each year compared to an average Irvington couple's premiums.
The cheapest car insurance in Irvington for drivers with bad credit
The best Irvington car insurance company for customer service
Recent price drops
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The cheapest large national provider in Irvington
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Irvington driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Irvington, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Irvington
What Influences the Cost of Car Insurance in Irvington?
On average, car insurance in Irvington is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Irvington is 46 minutes, which is far more than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Irvington are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Irvington is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Irvington is $92 per month for minimum coverage and $179 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Clifton Mills: Insurance costs 0.79% more
- Haysville: Insurance costs 1.91% less
- Webster: Insurance costs 0.84% less
- Big Spring: Insurance costs 1.77% less
- Guston: Insurance costs 1.35% less
- Lodiburg: Insurance costs 1.91% less
- Woodrow: Insurance costs 3.91% less
- Garfield: Insurance costs 3.17% less
- High Plains: Insurance costs 2.23% less
- Custer: Insurance costs 3.63% less
Cities with Similar Populations
- Bangor: Insurance costs 47.95% less
- Berry: Insurance costs 26.96% less
- Petrieville: Insurance costs 25.42% more
- Steeleville: Insurance costs 31.42% less
- Silver Lake: Insurance costs 47.07% less
- Shellsburg: Insurance costs 42.83% less
- Sac City: Insurance costs 42.78% less
- Rockwood: Insurance costs 35.94% less
- Red Creek: Insurance costs 3.91% less
- Puxico: Insurance costs 16.43% less