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Get Cheap Car Insurance in Ivory, NY
We monitor insurance prices, helping the average driver in Ivory save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Ivory
The chart below shows the cheapest car insurance company in Ivory for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Ivory Insurer | Monthly Cost |
|---|---|
| Kemper | $78 |
| Plymouth Rock Assurance | $104 |
| Safeco Insurance | $112 |
| Geico | $117 |
Savings for Every Kind of Ivory Driver
Based on our extensive insurance data, we know the average Ivory driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $633 per year by choosing the right vehicle insurance company. Some Ivory residents are paying out over $2,122 extra every year for auto insurance in Ivory. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ivory, NY Savings / Yr. |
|---|---|
$633 |
|
$403 |
|
$806 |
|
$815 |
|
$1,997 |
|
$668 |
|
$1,065 |
Ivory Car Insurance vs. New York
People living in Ivory pay an average of 12.51% less than the typical driver in the state. The average driver in Ivory can expect to pay about $1,539 per year, or $2,122 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Ivory for most people.
Car Insurance Prices by Ivory Neighborhood
Insurance Prices
Where is insurance cheapest within Ivory?
The map shows insurance prices in and around Ivory, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $16 per year within the city boundaries, with insurance premiums ranging from a high of $2,126 to a low of $2,110. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Ivory.Pick the Best Car Insurance Company for You in Ivory
The best car insurance provider for most drivers in Ivory
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $633 over the average Ivory car insurance company.
The best car insurance provider for Ivory drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $403 over the competition.
The best car insurance company for Ivory drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $806 better than other car insurance companies.
The best auto insurance for Ivory drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $815 less each year.
The least expensive car insurance company for new and young drivers in Ivory
In Ivory, Progressive costs young drivers $1,997 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ivory
Progressive gave the largest car insurance discounts to married couples, averaging $668 saved each year compared to an average Ivory couple's premiums.
The cheapest car insurance in Ivory for drivers with bad credit
The best Ivory car insurance company for customer service
Recent price drops
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The cheapest large national provider in Ivory
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Ivory driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ivory, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Ivory
What Influences the Cost of Car Insurance in Ivory?
On average, car insurance in Ivory is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Ivory is 28 minutes, which is a little less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ivory are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Ivory is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Ivory is $128 per month for minimum coverage and $177 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
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- Poland Center: Insurance costs 0.14% more
- Kennedy: Insurance costs 0.28% less
- Waterboro: Insurance costs 0.80% less
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- Falconer: Insurance costs 1.04% more
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- Steamburg: Insurance costs 1.98% more
- Jamestown: Insurance costs 5.61% more
- Russell: Insurance costs 36.66% less
Cities with Similar Populations
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- Exchange: Insurance costs 29.83% less
- Faceville: Insurance costs 24.74% less