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Get Cheap Car Insurance in Jamestown, IL
We monitor insurance prices, helping the average driver in Jamestown save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Jamestown
The chart below shows the cheapest car insurance company in Jamestown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Jamestown Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Country Financial | $56 |
| Metromile | $60 |
| American Family Insurance | $65 |
Savings for Every Kind of Jamestown Driver
Based on our extensive insurance data, we know the average Jamestown driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $356 per year by choosing the right vehicle insurance company. Some Jamestown residents are paying out over $1,522 extra every year for auto insurance in Jamestown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Jamestown, IL Savings / Yr. |
|---|---|
$356 |
|
$669 |
|
$535 |
|
$561 |
|
$1,382 |
|
$398 |
|
$511 |
Jamestown Car Insurance vs. Illinois
People living in Jamestown pay an average of 0.73% more than the typical driver in the state. The average driver in Jamestown can expect to pay about $904 per year, or $1,522 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Jamestown for most people.
Car Insurance Prices by Jamestown Neighborhood
Insurance Prices
Where is insurance cheapest within Jamestown?
The map shows insurance prices in and around Jamestown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,522 to a low of $1,522. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the North parts of Jamestown.Pick the Best Car Insurance Company for You in Jamestown
The best car insurance provider for most drivers in Jamestown
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $356 over the average Jamestown car insurance company.
The best car insurance provider for Jamestown drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $669 over the competition.
The best car insurance company for Jamestown drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $535 better than other car insurance companies.
The best auto insurance for Jamestown drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $561 less each year.
The least expensive car insurance company for new and young drivers in Jamestown
In Jamestown, State Farm costs young drivers $1,382 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Jamestown
State Farm gave the largest car insurance discounts to married couples, averaging $398 saved each year compared to an average Jamestown couple's premiums.
The cheapest car insurance in Jamestown for drivers with bad credit
The best Jamestown car insurance company for customer service
Recent price drops
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The cheapest large national provider in Jamestown
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Jamestown driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Jamestown, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Jamestown
What Influences the Cost of Car Insurance in Jamestown?
On average, car insurance in Jamestown is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Jamestown is 36 minutes, which is a little more than average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Jamestown are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Jamestown is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Jamestown is $75 per month for minimum coverage and $127 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cutler: Insurance costs 3.55% less
- Eden: Insurance costs 2.89% less
- Swanwick: Insurance costs 6.50% less
- Winkle: Insurance costs 6.24% less
- Percy: Insurance costs 4.07% less
- Coulterville: Insurance costs 4.27% less
- Willisville: Insurance costs 1.97% less
- Steeleville: Insurance costs 3.22% less
- Sparta: Insurance costs 1.84% less
- Denmark: Insurance costs 2.04% less
Cities with Similar Populations
- Leo: Insurance costs 2.83% more
- William: Insurance costs 4.34% less
- Langtry: Insurance costs 9.59% more
- Lark: Insurance costs 24.18% more
- Larue: Insurance costs 9.00% more
- Wilkins: Insurance costs 33.44% more
- Laurelburg: Insurance costs 13.93% less
- Leander: Insurance costs 10.91% more
- Leidy: Insurance costs 10.45% less
- Leighton: Insurance costs 52.43% more