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Get Cheap Car Insurance in Jeff, KY
We monitor insurance prices, helping the average driver in Jeff save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Jeff
The chart below shows the cheapest car insurance company in Jeff for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Jeff Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $67 |
| State Farm | $67 |
| Travelers | $99 |
| Geico | $106 |
Savings for Every Kind of Jeff Driver
Based on our extensive insurance data, we know the average Jeff driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $598 per year by choosing the right vehicle insurance company. Some Jeff residents are paying out over $2,369 extra every year for auto insurance in Jeff. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Jeff, KY Savings / Yr. |
|---|---|
$598 |
|
$981 |
|
$966 |
|
$977 |
|
$1,934 |
|
$647 |
|
$1,037 |
Jeff Car Insurance vs. Kentucky
People living in Jeff pay an average of 11.01% more than the typical driver in the state. The average driver in Jeff can expect to pay about $1,220 per year, or $2,369 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Jeff for most people.
Car Insurance Prices by Jeff Neighborhood
Insurance Prices
Where is insurance cheapest within Jeff?
The map shows insurance prices in and around Jeff, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $138 per year within the city boundaries, with insurance premiums ranging from a high of $2,459 to a low of $2,321. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the East parts of Jeff.Pick the Best Car Insurance Company for You in Jeff
The best car insurance provider for most drivers in Jeff
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $598 over the average Jeff car insurance company.
The best car insurance provider for Jeff drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $981 over the competition.
The best car insurance company for Jeff drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $966 better than other car insurance companies.
The best auto insurance for Jeff drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $977 less each year.
The least expensive car insurance company for new and young drivers in Jeff
In Jeff, State Farm costs young drivers $1,934 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Jeff
State Farm gave the largest car insurance discounts to married couples, averaging $647 saved each year compared to an average Jeff couple's premiums.
The cheapest car insurance in Jeff for drivers with bad credit
The best Jeff car insurance company for customer service
Recent price drops
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The cheapest large national provider in Jeff
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Jeff driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Jeff, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Jeff
What Influences the Cost of Car Insurance in Jeff?
On average, car insurance in Jeff is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Jeff are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Jeff has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Jeff is $102 per month for minimum coverage and $197 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Fourseam: Insurance costs 2.66% less
- Happy: Insurance costs 1.48% more
- Viper: Insurance costs 1.82% less
- Hazard: Insurance costs 2.95% less
- Combs: Insurance costs 1.90% less
- Sassafras: Insurance costs 1.98% less
- Frew: Insurance costs 1.10% less
- Vicco: Insurance costs 1.22% more
- Avawam: Insurance costs 3.12% less
- Dwarf: Insurance costs 2.20% less
Cities with Similar Populations
- Zebulon: Insurance costs 2.74% less
- Witter: Insurance costs 29.38% less
- Woodbury: Insurance costs 16.84% more
- Berlin: Insurance costs 44.03% less
- Benedict: Insurance costs 26.59% less
- Beaver: Insurance costs 0.38% less
- Batchtown: Insurance costs 38.83% less
- Batchelor: Insurance costs 28.54% more
- Bass Harbor: Insurance costs 59.77% less
- Barnesville: Insurance costs 42.68% less