Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Jefferson Junction, WI
We monitor insurance prices, helping the average driver in Jefferson Junction save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in Jefferson Junction
The chart below shows the cheapest car insurance company in Jefferson Junction for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| Jefferson Junction Insurer | Monthly Cost |
|---|---|
| State Farm | $39 |
| American Family Insurance | $41 |
| Erie Insurance | $41 |
| Kemper | $43 |
Savings for Every Kind of Jefferson Junction Driver
Based on our extensive insurance data, we know the average Jefferson Junction driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $203 per year by choosing the right vehicle insurance company. Some Jefferson Junction residents are paying out over $1,094 extra every year for auto insurance in Jefferson Junction. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Jefferson Junction, WI Savings / Yr. |
|---|---|
$203 |
|
$419 |
|
$259 |
|
$375 |
|
$869 |
|
$158 |
|
$597 |
Jefferson Junction Car Insurance vs. Wisconsin
People living in Jefferson Junction pay an average of 4.23% less than the typical driver in the state. The average driver in Jefferson Junction can expect to pay about $551 per year, or $1,094 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in Jefferson Junction for most people.
Car Insurance Prices by Jefferson Junction Neighborhood
Insurance Prices
Where is insurance cheapest within Jefferson Junction?
The map shows insurance prices in and around Jefferson Junction, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $33 per year within the city boundaries, with insurance premiums ranging from a high of $1,110 to a low of $1,077. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the South parts of Jefferson Junction.Pick the Best Car Insurance Company for You in Jefferson Junction
The best car insurance provider for most drivers in Jefferson Junction
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $203 over the average Jefferson Junction car insurance company.
The best car insurance provider for Jefferson Junction drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $419 over the competition.
The best car insurance company for Jefferson Junction drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $259 better than other car insurance companies.
The best auto insurance for Jefferson Junction drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $375 less each year.
The least expensive car insurance company for new and young drivers in Jefferson Junction
In Jefferson Junction, Erie Insurance costs young drivers $869 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Jefferson Junction
Progressive gave the largest car insurance discounts to married couples, averaging $158 saved each year compared to an average Jefferson Junction couple's premiums.
The cheapest car insurance in Jefferson Junction for drivers with bad credit
The best Jefferson Junction car insurance company for customer service
Nationwide was the best company for customer service in Jefferson Junction according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Jefferson Junction, which was better than other insurers.
The cheapest large national provider in Jefferson Junction
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Jefferson Junction driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Jefferson Junction, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around Jefferson Junction
What Influences the Cost of Car Insurance in Jefferson Junction?
On average, car insurance in Jefferson Junction is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Jefferson Junction is 31 minutes, which is about the national average for a driver in the state.
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Jefferson Junction are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Jefferson Junction is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Jefferson Junction is $46 per month for minimum coverage and $91 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Jefferson: Insurance costs 0.64% less
- Johnson Creek: Insurance costs 0.55% less
- Slabtown: Insurance costs 1.01% less
- Lake Mills: Insurance costs 0.37% more
- Helenville: Insurance costs 0.46% less
- Fort Atkinson: Insurance costs 0.73% more
- Milford: Insurance costs 1.55% more
- Grellton: Insurance costs 1.28% less
- Hebron: Insurance costs 0.09% less
- Rome: Insurance costs 2.47% less
Cities with Similar Populations
- Taylors Store: Insurance costs 16.54% more
- Cullen: Insurance costs 91.77% more
- Dallas: Insurance costs 55.03% more
- Danieltown: Insurance costs 11.24% more
- Dateland: Insurance costs 48.63% more
- DeLay: Insurance costs 53.02% more
- Dupuyer: Insurance costs 51.01% more
- Georgetown: Insurance costs 61.43% more
- Stow: Insurance costs 11.70% less
- Svea: Insurance costs 118.46% more