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Get Cheap Car Insurance in Jefferson Park, Denver, CO
We monitor insurance prices, helping the average driver in Jefferson Park save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Jefferson Park
The chart below shows the cheapest car insurance company in Jefferson Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Jefferson Park Insurer | Monthly Cost |
|---|---|
| State Farm | $74 |
| Bristol West | $88 |
| Safeco Insurance | $89 |
| Geico | $92 |
Savings for Every Kind of Jefferson Park Driver
Based on our extensive insurance data, we know the average Jefferson Park driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $467 per year by choosing the right vehicle insurance company. Some Jefferson Park residents are paying out over $2,180 extra every year for auto insurance in Jefferson Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Jefferson Park, Denver, CO Savings / Yr. |
|---|---|
$467 |
|
$833 |
|
$670 |
|
$716 |
|
$2,120 |
|
$562 |
|
$822 |
Jefferson Park Car Insurance vs. Denver
People living in Jefferson Park pay an average of 15.35% more than the typical driver in the state. The average driver in Jefferson Park can expect to pay about $1,273 per year, or $2,180 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Jefferson Park for most people.
Car Insurance Prices by Jefferson Park Neighborhood
Insurance Prices
Where is insurance cheapest within Jefferson Park?
The map shows insurance prices in and around Jefferson Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $156 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,276 to a low of $2,120. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Jefferson Park.Pick the Best Car Insurance Company for You in Jefferson Park
The best car insurance provider for most drivers in Jefferson Park
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $467 over the average Jefferson Park car insurance company.
The best car insurance provider for Jefferson Park drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $833 over the competition.
The best car insurance company for Jefferson Park drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $670 better than other car insurance companies.
The best auto insurance for Jefferson Park drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $716 less each year.
The least expensive car insurance company for new and young drivers in Jefferson Park
In Jefferson Park, State Farm costs young drivers $2,120 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Jefferson Park
State Farm gave the largest car insurance discounts to married couples, averaging $562 saved each year compared to an average Jefferson Park couple's premiums.
The cheapest car insurance in Jefferson Park for drivers with bad credit
The best Jefferson Park car insurance company for customer service
Nationwide was the best company for customer service in Jefferson Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Jefferson Park
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Jefferson Park driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Jefferson Park, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Jefferson Park
What Influences the Cost of Car Insurance in Jefferson Park?
On average, car insurance in Jefferson Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Jefferson Park is 33 minutes, which is a little more than average for a driver in the city.
- Colorado state insurance regulations may require higher prices.
- An average of 18 to 19 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Jefferson Park are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Jefferson Park is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Jefferson Park is $106 per month for minimum coverage and $182 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Sloan Lake: Insurance costs 0.87% more
- Highland: Insurance costs 2.80% less
- West Highland: Insurance costs 3.21% less
- Central West Denver: Insurance costs 6.70% more
- Lodo: Insurance costs 1.79% less
- West Colfax: Insurance costs 3.81% more
- Sunnyside: Insurance costs 2.06% less
- Lincoln Park: Insurance costs 2.52% more
- Berkeley: Insurance costs 3.76% less
- Villa Park: Insurance costs 3.81% more
Neighborhoods with Similar Populations
- Union Square: Insurance costs 7.43% less
- Chickasaw: Insurance costs 26.93% more
- Clemente Ranch: Insurance costs 15.92% less
- Coliseum: Insurance costs 13.03% more
- College Hill: Insurance costs 28.44% less
- Crestwood: Insurance costs 21.61% more
- Crown Hill: Insurance costs 25.05% less
- Dam East-West: Insurance costs 1.06% less
- Darnestown: Insurance costs 14.27% less
- Del Paso Heights: Insurance costs 3.53% more