Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Jeffersonville, IL
We monitor insurance prices, helping the average driver in Jeffersonville save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Jeffersonville
The chart below shows the cheapest car insurance company in Jeffersonville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Jeffersonville Insurer | Monthly Cost |
|---|---|
| State Farm | $48 |
| Country Financial | $52 |
| Metromile | $57 |
| American Family Insurance | $61 |
Savings for Every Kind of Jeffersonville Driver
Based on our extensive insurance data, we know the average Jeffersonville driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $335 per year by choosing the right vehicle insurance company. Some Jeffersonville residents are paying out over $1,434 extra every year for auto insurance in Jeffersonville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Jeffersonville, IL Savings / Yr. |
|---|---|
$335 |
|
$630 |
|
$504 |
|
$529 |
|
$1,302 |
|
$375 |
|
$481 |
Jeffersonville Car Insurance vs. Illinois
People living in Jeffersonville pay an average of 5.08% less than the typical driver in the state. The average driver in Jeffersonville can expect to pay about $851 per year, or $1,434 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Jeffersonville for most people.
Car Insurance Prices by Jeffersonville Neighborhood
Insurance Prices
Where is insurance cheapest within Jeffersonville?
The map shows insurance prices in and around Jeffersonville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $63 per year within the city boundaries, with insurance premiums ranging from a high of $1,470 to a low of $1,407. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Jeffersonville.Pick the Best Car Insurance Company for You in Jeffersonville
The best car insurance provider for most drivers in Jeffersonville
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $335 over the average Jeffersonville car insurance company.
The best car insurance provider for Jeffersonville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $630 over the competition.
The best car insurance company for Jeffersonville drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $504 better than other car insurance companies.
The best auto insurance for Jeffersonville drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $529 less each year.
The least expensive car insurance company for new and young drivers in Jeffersonville
In Jeffersonville, State Farm costs young drivers $1,302 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Jeffersonville
State Farm gave the largest car insurance discounts to married couples, averaging $375 saved each year compared to an average Jeffersonville couple's premiums.
The cheapest car insurance in Jeffersonville for drivers with bad credit
The best Jeffersonville car insurance company for customer service
Nationwide was the best company for customer service in Jeffersonville according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Jeffersonville, which was better than other insurers.
The cheapest large national provider in Jeffersonville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Jeffersonville driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Jeffersonville, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Jeffersonville
What Influences the Cost of Car Insurance in Jeffersonville?
On average, car insurance in Jeffersonville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Jeffersonville is 24 minutes, which is far less than average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Jeffersonville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Jeffersonville is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Jeffersonville is $71 per month for minimum coverage and $120 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Geff: Insurance costs 0.49% more
- Fairfield: Insurance costs 1.60% more
- Cisne: Insurance costs 1.05% more
- Toms Prairie: Insurance costs 1.88% less
- Enterprise: Insurance costs 0.98% less
- Round Prairie: Insurance costs 0.70% more
- Merriam: Insurance costs 0.56% less
- Sims: Insurance costs 0.98% less
- Johnsonville: Insurance costs 2.16% more
- Mount Erie: Insurance costs 1.74% less
Cities with Similar Populations
- Alba: Insurance costs 6.49% less
- Berea: Insurance costs 1.39% more
- Bengal: Insurance costs 16.60% less
- Belsano: Insurance costs 4.11% less
- Beaumont: Insurance costs 44.49% more
- Barton City: Insurance costs 98.61% more
- Banco: Insurance costs 16.95% less
- Assonet Bay Shores: Insurance costs 10.74% more
- Ashford: Insurance costs 10.04% more
- Arthur: Insurance costs 14.71% less