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Get Cheap Car Insurance in Jeffersonville, IN
We monitor insurance prices, helping the average driver in Jeffersonville save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Jeffersonville
The chart below shows the cheapest car insurance company in Jeffersonville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by State Farm, Safe Auto, and Travelers.
| Jeffersonville Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $46 |
| State Farm | $50 |
| Safe Auto | $50 |
| Travelers | $50 |
Savings for Every Kind of Jeffersonville Driver
Based on our extensive insurance data, we know the average Jeffersonville driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $360 per year by choosing the right vehicle insurance company. Some Jeffersonville residents are paying out over $1,237 extra every year for auto insurance in Jeffersonville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Jeffersonville, IN Savings / Yr. |
|---|---|
$360 |
|
$563 |
|
$457 |
|
$322 |
|
$647 |
|
$276 |
|
$395 |
Jeffersonville Car Insurance vs. Indiana
People living in Jeffersonville pay an average of 1.22% more than the typical driver in the state. The average driver in Jeffersonville can expect to pay about $767 per year, or $1,237 for full coverage.
Based on our analysis, Erie Insurance will be the cheapest provider in Jeffersonville for most people.
Car Insurance Prices by Jeffersonville Neighborhood
Insurance Prices
Where is insurance cheapest within Jeffersonville?
The map shows insurance prices in and around Jeffersonville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $262 per year within the city boundaries, with insurance premiums ranging from a high of $1,415 to a low of $1,153. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Jeffersonville.Pick the Best Car Insurance Company for You in Jeffersonville
The best car insurance provider for most drivers in Jeffersonville
For drivers with clean driving records and no major strikes, Erie Insurance is the best option, with annual savings of $360 over the average Jeffersonville car insurance company.
The best car insurance provider for Jeffersonville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $563 over the competition.
The best car insurance company for Jeffersonville drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $457 better than other car insurance companies.
The best auto insurance for Jeffersonville drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $322 less each year.
The least expensive car insurance company for new and young drivers in Jeffersonville
In Jeffersonville, State Farm costs young drivers $647 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Jeffersonville
State Farm gave the largest car insurance discounts to married couples, averaging $276 saved each year compared to an average Jeffersonville couple's premiums.
The cheapest car insurance in Jeffersonville for drivers with bad credit
The best Jeffersonville car insurance company for customer service
Nationwide was the best company for customer service in Jeffersonville according to the NAIC.
Recent price drops
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The cheapest large national provider in Jeffersonville
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Jeffersonville driver can expect to pay about $78 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Jeffersonville, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and married couples.Auto Insurance Prices in and Around Jeffersonville
What Influences the Cost of Car Insurance in Jeffersonville?
On average, car insurance in Jeffersonville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Indiana state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Jeffersonville are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Jeffersonville has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Jeffersonville is $64 per month for minimum coverage and $103 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Clarksville: Insurance costs 0.40% less
- Utica: Insurance costs 4.28% less
- Riverwood: Insurance costs 66.86% more
- Glenview: Insurance costs 71.54% more
- Rolling Fields: Insurance costs 66.77% more
- Indian Hills: Insurance costs 67.83% more
- Northfield: Insurance costs 67.99% more
- Windy Hills: Insurance costs 65.72% more
- New Albany: Insurance costs 0.65% less
- Green Spring: Insurance costs 71.22% more
Cities with Similar Populations
- Texas City: Insurance costs 41.79% more
- Everett: Insurance costs 74.94% more
- Grand Blanc: Insurance costs 138.32% more
- Grapevine: Insurance costs 41.15% more
- Holly Springs: Insurance costs 2.34% more
- Hurst: Insurance costs 42.36% more
- Antelope: Insurance costs 76.96% more
- Wausau: Insurance costs 8.97% less
- Upper Arlington: Insurance costs 7.76% less
- Frankfort: Insurance costs 67.83% more