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Get Cheap Car Insurance in Jena, LA
We monitor insurance prices, helping the average driver in Jena save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Jena
The chart below shows the cheapest car insurance company in Jena for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Jena Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $109 |
| State Farm | $128 |
| Safeco Insurance | $130 |
| Clearcover | $143 |
Savings for Every Kind of Jena Driver
Based on our extensive insurance data, we know the average Jena driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $834 per year by choosing the right vehicle insurance company. Some Jena residents are paying out over $2,999 extra every year for auto insurance in Jena. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Jena, LA Savings / Yr. |
|---|---|
$834 |
|
$1,463 |
|
$1,041 |
|
$1,571 |
|
$2,491 |
|
$773 |
|
$1,330 |
Jena Car Insurance vs. Louisiana
People living in Jena pay an average of 0.47% less than the typical driver in the state. The average driver in Jena can expect to pay about $1,897 per year, or $2,999 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Jena for most people.
Car Insurance Prices by Jena Neighborhood
Insurance Prices
Where is insurance cheapest within Jena?
The map shows insurance prices in and around Jena, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $427 per year within the city boundaries, with insurance premiums ranging from a high of $3,207 to a low of $2,780. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Jena.Pick the Best Car Insurance Company for You in Jena
The best car insurance provider for most drivers in Jena
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $834 over the average Jena car insurance company.
The best car insurance provider for Jena drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,463 over the competition.
The best car insurance company for Jena drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,041 better than other car insurance companies.
The best auto insurance for Jena drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,571 less each year.
The least expensive car insurance company for new and young drivers in Jena
In Jena, Farm Bureau costs young drivers $2,491 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Jena
Farm Bureau gave the largest car insurance discounts to married couples, averaging $773 saved each year compared to an average Jena couple's premiums.
The cheapest car insurance in Jena for drivers with bad credit
The best Jena car insurance company for customer service
Recent price drops
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The cheapest large national provider in Jena
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Jena driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Jena, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Jena
What Influences the Cost of Car Insurance in Jena?
On average, car insurance in Jena is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Jena is 37 minutes, which is about the national average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Jena are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Jena is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Jena is $158 per month for minimum coverage and $250 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Eden: Insurance costs 1.37% more
- Routon: Insurance costs 5.14% more
- Trout: Insurance costs 1.37% less
- Searcy: Insurance costs 0.20% more
- Summerville: Insurance costs 1.00% less
- Nebo: Insurance costs 1.20% more
- White Sulphur Springs: Insurance costs 0.90% less
- Manifest: Insurance costs 1.83% more
- Little Creek: Insurance costs 0.20% more
- Aimwell: Insurance costs 1.10% more
Cities with Similar Populations
- Tecumseh: Insurance costs 42.21% less
- Thomaston: Insurance costs 36.48% less
- Thermalito: Insurance costs 34.41% less
- Thatcher: Insurance costs 45.78% less
- Terrebonne: Insurance costs 52.22% less
- Tequesta: Insurance costs 12.07% less
- Tenino: Insurance costs 52.95% less
- Temple: Insurance costs 54.75% less
- Tellico Village: Insurance costs 54.45% less
- Thornville: Insurance costs 62.12% less