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Get Cheap Car Insurance in Jerome, OH
We monitor insurance prices, helping the average driver in Jerome save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Jerome
The chart below shows the cheapest car insurance company in Jerome for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Jerome Insurer | Monthly Cost |
|---|---|
| State Farm | $44 |
| Safeco Insurance | $46 |
| Travelers | $47 |
| Mile Auto | $49 |
Savings for Every Kind of Jerome Driver
Based on our extensive insurance data, we know the average Jerome driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $286 per year by choosing the right vehicle insurance company. Some Jerome residents are paying out over $1,081 extra every year for auto insurance in Jerome. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Jerome, OH Savings / Yr. |
|---|---|
$286 |
|
$486 |
|
$411 |
|
$438 |
|
$1,049 |
|
$298 |
|
$418 |
Jerome Car Insurance vs. Ohio
People living in Jerome pay an average of 3.85% less than the typical driver in the state. The average driver in Jerome can expect to pay about $730 per year, or $1,081 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Jerome for most people.
Car Insurance Prices by Jerome Neighborhood
Insurance Prices
Where is insurance cheapest within Jerome?
The map shows insurance prices in and around Jerome, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $58 per year within the city boundaries, with insurance premiums ranging from a high of $1,126 to a low of $1,068. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of Jerome.Pick the Best Car Insurance Company for You in Jerome
The best car insurance provider for most drivers in Jerome
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $286 over the average Jerome car insurance company.
The best car insurance provider for Jerome drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $486 over the competition.
The best car insurance company for Jerome drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $411 better than other car insurance companies.
The best auto insurance for Jerome drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $438 less each year.
The least expensive car insurance company for new and young drivers in Jerome
In Jerome, Geico costs young drivers $1,049 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Jerome
State Farm gave the largest car insurance discounts to married couples, averaging $298 saved each year compared to an average Jerome couple's premiums.
The cheapest car insurance in Jerome for drivers with bad credit
The best Jerome car insurance company for customer service
Recent price drops
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The cheapest large national provider in Jerome
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Jerome driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Jerome, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Jerome
What Influences the Cost of Car Insurance in Jerome?
On average, car insurance in Jerome is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Jerome is 27 minutes, which is a little less than average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Jerome are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Jerome is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Jerome is $61 per month for minimum coverage and $90 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Arnold: Insurance costs 0.37% more
- Plain City: Insurance costs 1.67% more
- Unionville Center: Insurance costs 1.57% more
- New California: Insurance costs 1.39% more
- Amlin: Insurance costs 1.67% more
- Mudsock: Insurance costs 3.33% more
- Irwin: Insurance costs 1.20% less
- Rosedale: Insurance costs 1.02% less
- Watkins: Insurance costs the same
- Dublin: Insurance costs 7.68% more
Cities with Similar Populations
- Vernon: Insurance costs 171.88% more
- Egypt: Insurance costs 5.27% less
- Egypt: Insurance costs 59.02% more
- Elberta: Insurance costs 32.38% more
- Elgin: Insurance costs 27.75% more
- Vance: Insurance costs 66.42% more
- Vanderburg: Insurance costs 93.06% more
- Vandyke: Insurance costs 16.47% more
- Vann Crossroads: Insurance costs 18.50% more
- Varnum: Insurance costs 12.49% more