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Get Cheap Car Insurance in Johns, NC
We monitor insurance prices, helping the average driver in Johns save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Johns
The chart below shows the cheapest car insurance company in Johns for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Johns Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $51 |
| Erie Insurance | $51 |
| Farm Bureau | $54 |
| Progressive | $58 |
Savings for Every Kind of Johns Driver
Based on our extensive insurance data, we know the average Johns driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $257 per year by choosing the right vehicle insurance company. Some Johns residents are paying out over $1,338 extra every year for auto insurance in Johns. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Johns, NC Savings / Yr. |
|---|---|
$257 |
|
$559 |
|
$407 |
|
$1,038 |
|
$771 |
|
$310 |
|
$466 |
Johns Car Insurance vs. North Carolina
People living in Johns pay an average of 7.02% more than the typical driver in the state. The average driver in Johns can expect to pay about $802 per year, or $1,338 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Johns for most people.
Car Insurance Prices by Johns Neighborhood
Insurance Prices
Where is insurance cheapest within Johns?
The map shows insurance prices in and around Johns, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $62 per year within the city boundaries, with insurance premiums ranging from a high of $1,389 to a low of $1,327. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of Johns.Pick the Best Car Insurance Company for You in Johns
The best car insurance provider for most drivers in Johns
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $257 over the average Johns car insurance company.
The best car insurance provider for Johns drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $559 over the competition.
The best car insurance company for Johns drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $407 better than other car insurance companies.
The best auto insurance for Johns drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,038 less each year.
The least expensive car insurance company for new and young drivers in Johns
In Johns, State Farm costs young drivers $771 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Johns
Erie Insurance gave the largest car insurance discounts to married couples, averaging $310 saved each year compared to an average Johns couple's premiums.
The cheapest car insurance in Johns for drivers with bad credit
The best Johns car insurance company for customer service
Recent price drops
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The cheapest large national provider in Johns
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Johns driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Johns, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Johns
What Influences the Cost of Car Insurance in Johns?
On average, car insurance in Johns is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Johns is 32 minutes, which is about the national average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Johns are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Johns has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Johns is $67 per month for minimum coverage and $111 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- McArthur Crossroads: Insurance costs 2.09% less
- Hasty: Insurance costs 0.82% less
- Laurinburg: Insurance costs 0.15% more
- East Laurinburg: Insurance costs 0.82% less
- Raemon: Insurance costs 3.44% more
- Maxton: Insurance costs 0.15% more
- McColl: Insurance costs 27.43% more
- Masons Crossroads: Insurance costs 4.26% less
- Elmore: Insurance costs 1.64% less
- Floral College: Insurance costs 2.09% less
Cities with Similar Populations
- Bradshaw: Insurance costs 3.21% more
- Bethania: Insurance costs 6.88% less
- Bethany: Insurance costs 17.49% more
- Bethel: Insurance costs 31.46% more
- Bexley: Insurance costs 27.13% more
- Bienville: Insurance costs 109.72% more
- Big Oak Flat: Insurance costs 40.66% more
- Blackwater: Insurance costs 30.94% more
- Blanconia: Insurance costs 22.87% more
- Waldorf: Insurance costs 13.83% more