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Get Cheap Car Insurance in Johnson, AR
We monitor insurance prices, helping the average driver in Johnson save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Johnson
The chart below shows the cheapest car insurance company in Johnson for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Johnson Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $52 |
| Farm Bureau | $54 |
| Geico | $55 |
| Jupiter | $57 |
Savings for Every Kind of Johnson Driver
Based on our extensive insurance data, we know the average Johnson driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $318 per year by choosing the right vehicle insurance company. Some Johnson residents are paying out over $1,608 extra every year for auto insurance in Johnson. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Johnson, AR Savings / Yr. |
|---|---|
$318 |
|
$564 |
|
$454 |
|
$698 |
|
$1,805 |
|
$320 |
|
$448 |
Johnson Car Insurance vs. Arkansas
People living in Johnson pay an average of 4.47% less than the typical driver in the state. The average driver in Johnson can expect to pay about $870 per year, or $1,608 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Johnson for most people.
Car Insurance Prices by Johnson Neighborhood
Insurance Prices
Where is insurance cheapest within Johnson?
The map shows insurance prices in and around Johnson, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $32 per year within the city boundaries, with insurance premiums ranging from a high of $1,631 to a low of $1,599. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of Johnson.Pick the Best Car Insurance Company for You in Johnson
The best car insurance provider for most drivers in Johnson
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $318 over the average Johnson car insurance company.
The best car insurance provider for Johnson drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $564 over the competition.
The best car insurance company for Johnson drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $454 better than other car insurance companies.
The best auto insurance for Johnson drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $698 less each year.
The least expensive car insurance company for new and young drivers in Johnson
In Johnson, Farm Bureau costs young drivers $1,805 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Johnson
Farm Bureau gave the largest car insurance discounts to married couples, averaging $320 saved each year compared to an average Johnson couple's premiums.
The cheapest car insurance in Johnson for drivers with bad credit
The best Johnson car insurance company for customer service
Recent price drops
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The cheapest large national provider in Johnson
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Johnson driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Johnson, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Johnson
What Influences the Cost of Car Insurance in Johnson?
On average, car insurance in Johnson is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Johnson is 27 minutes, which is a little less than average for a driver in the state.
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Johnson are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Johnson is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Johnson is $73 per month for minimum coverage and $134 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Springdale: Insurance costs 4.42% more
- Fayetteville: Insurance costs 3.92% more
- Tontitown: Insurance costs 0.44% more
- Elm Springs: Insurance costs 1.68% more
- Wyman: Insurance costs 0.12% less
- Bethel Heights: Insurance costs 1.37% more
- Lowell: Insurance costs 0.68% more
- Farmington: Insurance costs 2.11% more
- Goshen: Insurance costs 1.24% more
- Cave Springs: Insurance costs 0.37% less
Cities with Similar Populations
- Mill Hall: Insurance costs 20.46% less
- Monroe: Insurance costs 24.44% less
- Monkton: Insurance costs 14.68% more
- Mondovi: Insurance costs 29.17% less
- Momence: Insurance costs 13.00% less
- Molino: Insurance costs 48.63% more
- Mojave: Insurance costs 20.58% more
- Mohawk: Insurance costs 33.64% more
- Minot Afb: Insurance costs 7.34% less
- Minocqua: Insurance costs 27.86% less