Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Johnson Village, CO
We monitor insurance prices, helping the average driver in Johnson Village save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Johnson Village
The chart below shows the cheapest car insurance company in Johnson Village for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Johnson Village Insurer | Monthly Cost |
|---|---|
| State Farm | $64 |
| Bristol West | $75 |
| Safeco Insurance | $77 |
| Geico | $79 |
Savings for Every Kind of Johnson Village Driver
Based on our extensive insurance data, we know the average Johnson Village driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $400 per year by choosing the right vehicle insurance company. Some Johnson Village residents are paying out over $1,865 extra every year for auto insurance in Johnson Village. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Johnson Village, CO Savings / Yr. |
|---|---|
$400 |
|
$713 |
|
$573 |
|
$613 |
|
$1,814 |
|
$481 |
|
$704 |
Johnson Village Car Insurance vs. Colorado
People living in Johnson Village pay an average of 1.31% less than the typical driver in the state. The average driver in Johnson Village can expect to pay about $1,090 per year, or $1,865 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Johnson Village for most people.
Car Insurance Prices by Johnson Village Neighborhood
Insurance Prices
Where is insurance cheapest within Johnson Village?
The map shows insurance prices in and around Johnson Village, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $56 per year within the city boundaries, with insurance premiums ranging from a high of $1,887 to a low of $1,831. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of Johnson Village.Pick the Best Car Insurance Company for You in Johnson Village
The best car insurance provider for most drivers in Johnson Village
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $400 over the average Johnson Village car insurance company.
The best car insurance provider for Johnson Village drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $713 over the competition.
The best car insurance company for Johnson Village drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $573 better than other car insurance companies.
The best auto insurance for Johnson Village drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $613 less each year.
The least expensive car insurance company for new and young drivers in Johnson Village
In Johnson Village, State Farm costs young drivers $1,814 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Johnson Village
State Farm gave the largest car insurance discounts to married couples, averaging $481 saved each year compared to an average Johnson Village couple's premiums.
The cheapest car insurance in Johnson Village for drivers with bad credit
The best Johnson Village car insurance company for customer service
Nationwide was the best company for customer service in Johnson Village according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Johnson Village, which was better than other insurers.
The cheapest large national provider in Johnson Village
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Johnson Village driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Johnson Village, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Johnson Village
What Influences the Cost of Car Insurance in Johnson Village?
On average, car insurance in Johnson Village is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Johnson Village is 18 minutes, which is far less than average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Johnson Village are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Johnson Village is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Johnson Village is $91 per month for minimum coverage and $155 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Buena Vista: Insurance costs 0.38% less
- Nathrop: Insurance costs 0.64% less
- St. Elmo: Insurance costs 0.70% less
- Turret: Insurance costs 0.32% less
- Granite: Insurance costs 0.54% less
- Hartsel: Insurance costs 0.05% more
- Smeltertown: Insurance costs 1.77% less
- Maysville: Insurance costs 1.50% less
- Salida: Insurance costs 1.55% less
- Poncha Springs: Insurance costs 1.82% less
Cities with Similar Populations
- Kimbrell: Insurance costs 17.43% less
- South Effingham: Insurance costs 33.99% less
- Shorter: Insurance costs 16.73% less
- Maple Rapids: Insurance costs 45.63% more
- Long Beach: Insurance costs 29.87% less
- Langhorne Manor: Insurance costs 23.43% less
- Laflin: Insurance costs 27.18% less
- La Jara: Insurance costs 0.21% more
- La Grange: Insurance costs 3.70% less
- Kresgeville: Insurance costs 22.41% less