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Get Cheap Car Insurance in Johnsontown, MD
We monitor insurance prices, helping the average driver in Johnsontown save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Johnsontown
The chart below shows the cheapest car insurance company in Johnsontown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Johnsontown Insurer | Monthly Cost |
|---|---|
| State Farm | $86 |
| Erie Insurance | $87 |
| Travelers | $99 |
| Safeco Insurance | $103 |
Savings for Every Kind of Johnsontown Driver
Based on our extensive insurance data, we know the average Johnsontown driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $346 per year by choosing the right vehicle insurance company. Some Johnsontown residents are paying out over $1,857 extra every year for auto insurance in Johnsontown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Johnsontown, MD Savings / Yr. |
|---|---|
$346 |
|
$325 |
|
$378 |
|
$609 |
|
$1,171 |
|
$209 |
|
$819 |
Johnsontown Car Insurance vs. Maryland
People living in Johnsontown pay an average of 0.20% more than the typical driver in the state. The average driver in Johnsontown can expect to pay about $1,266 per year, or $1,857 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Johnsontown for most people.
Car Insurance Prices by Johnsontown Neighborhood
Insurance Prices
Where is insurance cheapest within Johnsontown?
The map shows insurance prices in and around Johnsontown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $58 per year within the city boundaries, with insurance premiums ranging from a high of $1,861 to a low of $1,803. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Johnsontown.Pick the Best Car Insurance Company for You in Johnsontown
The best car insurance provider for most drivers in Johnsontown
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $346 over the average Johnsontown car insurance company.
The best car insurance provider for Johnsontown drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $325 over the competition.
The best car insurance company for Johnsontown drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $378 better than other car insurance companies.
The best auto insurance for Johnsontown drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $609 less each year.
The least expensive car insurance company for new and young drivers in Johnsontown
In Johnsontown, Erie Insurance costs young drivers $1,171 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Johnsontown
State Farm gave the largest car insurance discounts to married couples, averaging $209 saved each year compared to an average Johnsontown couple's premiums.
The cheapest car insurance in Johnsontown for drivers with bad credit
The best Johnsontown car insurance company for customer service
Nationwide was the best company for customer service in Johnsontown according to the NAIC.
Recent price drops
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The cheapest large national provider in Johnsontown
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Johnsontown driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Johnsontown, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Johnsontown
What Influences the Cost of Car Insurance in Johnsontown?
On average, car insurance in Johnsontown is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Johnsontown is 61 minutes, which is far more than average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Johnsontown are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Johnsontown is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Johnsontown is $105 per month for minimum coverage and $155 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Newtown: Insurance costs 4.47% less
- Cliffs City: Insurance costs 2.91% less
- Pomona: Insurance costs 2.91% less
- Kingstown: Insurance costs 2.91% less
- Rolphs: Insurance costs 3.34% less
- Centreville: Insurance costs 2.75% less
- Starkey Corner: Insurance costs 3.18% less
- Starr: Insurance costs 4.74% less
- Sandy Bottom: Insurance costs 4.79% less
- Church Hill: Insurance costs 3.07% less
Cities with Similar Populations
- Stahl: Insurance costs 4.20% less
- Honey Hill: Insurance costs 8.99% less
- Speed: Insurance costs 4.90% less
- Spring Creek: Insurance costs 6.95% less
- Spurgeons Corner: Insurance costs 36.67% less
- St. James: Insurance costs 38.50% more
- St. Joseph: Insurance costs 16.75% less
- St. Mary: Insurance costs 16.10% less
- St. Stephens: Insurance costs 24.07% less
- Hobucken: Insurance costs 31.99% less