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Get Cheap Car Insurance in Jones Corner, VA

We monitor insurance prices, helping the average driver in Jones Corner save up to 38.8% on car insurance.

 

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The Cheapest Minimum Coverage in Jones Corner

The chart below shows the cheapest car insurance company in Jones Corner for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.

 
Jones Corner Insurer Monthly Cost
Metromile $44
Geico $50
Farm Bureau $53
Safeco Insurance $56

Savings for Every Kind of Jones Corner Driver

The table shows how much the average auto insurance customer in Jones Corner might save by following our recommendations.

Based on our extensive insurance data, we know the average Jones Corner driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $461 per year by choosing the right vehicle insurance company. Some Jones Corner residents are paying out over $1,223 extra every year for auto insurance in Jones Corner. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Jones Corner Car Insurance vs. Virginia

People living in Jones Corner pay an average of 0.68% more than the typical driver in the state. The average driver in Jones Corner can expect to pay about $847 per year, or $1,223 for full coverage.

Based on our analysis, Metromile will be the cheapest provider in Jones Corner for most people.

Car Insurance Prices by Jones Corner Neighborhood

Jones Corner, VA map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Jones Corner?

The map shows insurance prices in and around Jones Corner, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,223 to a low of $1,223. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the East parts of Jones Corner.

Pick the Best Car Insurance Company for You in Jones Corner

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Jones Corner insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Jones Corner

For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $461 over the average Jones Corner car insurance company.

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We use the average good driver, paying $64 per month, as our baseline for pricing in Jones Corner. Metromile, Elephant, and Safeco Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Jones Corner drivers with accidents on their records

In Jones Corner getting into an accident will raise premiums an average 40% for a yearly cost of $2,029. That's $805 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Metromile, and Farm Bureau are good choices for drivers with accidents.

In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $787 over the competition.

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The best car insurance company for Jones Corner drivers with speeding tickets

>Metromile gave the average person with a speeding ticket the most savings, averaging $674 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Jones Corner, tickets raise premiums on new quotes about $567. If you have a speeding ticket, we recommend State Farm, Metromile, and Farm Bureau for savings that beat the average insurance cost of $1,790 per year.

The best auto insurance for Jones Corner drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $1,965 per year in auto insurance premiums, which was $742 more than a driver with no major issues. Farm Bureau, Clearcover, and Elephant penalized their customers the least for a DUI.

Getting a quote from Farm Bureau may cost the average person with a DUI about $658 less each year.

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The least expensive car insurance company for new and young drivers in Jones Corner

In Jones Corner, Erie Insurance costs young drivers $1,077 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 69% more for insurance than more mature drivers in Jones Corner. With an average cost of $3,906 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Erie Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Jones Corner

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $121. State Farm, Geico, and Farm Bureau provided the largest discounts to couples living in Jones Corner.

Farm Bureau gave the largest car insurance discounts to married couples, averaging $247 saved each year compared to an average Jones Corner couple's premiums.

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The cheapest car insurance in Jones Corner for drivers with bad credit

People with poor credit saved an average of $444 with Farm Bureau.

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Many people are surprised that their poor credit score can cost them an average of $608 every year. Premiums for people with poor credit were about $1,831 in Jones Corner. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Farm Bureau, and Elephant.

The best Jones Corner car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Jones Corner, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Jones Corner.

Nationwide was the best company for customer service in Jones Corner according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Jones Corner, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Jones Corner. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Jones Corner

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 21% of Jones Corner residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Jones Corner driver can expect to pay about $89 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Jones Corner, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.
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Auto Insurance Prices in and Around Jones Corner

What Influences the Cost of Car Insurance in Jones Corner?

On average, car insurance in Jones Corner is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Jones Corner is 55 minutes, which is far more than average for a driver in the state.
  • Virginia state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Jones Corner are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
  • Jones Corner is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Jones Corner is $71 per month for minimum coverage and $102 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

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* Who is the average Jones Corner driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Jones Corner with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.