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Get Cheap Car Insurance in Jones Creek, TX
We monitor insurance prices, helping the average driver in Jones Creek save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Jones Creek
The chart below shows the cheapest car insurance company in Jones Creek for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Jones Creek Insurer | Monthly Cost |
|---|---|
| Clearcover | $42 |
| Mile Auto | $55 |
| Progressive | $56 |
| State Farm | $61 |
Savings for Every Kind of Jones Creek Driver
Based on our extensive insurance data, we know the average Jones Creek driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $334 per year by choosing the right vehicle insurance company. Some Jones Creek residents are paying out over $1,621 extra every year for auto insurance in Jones Creek. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Jones Creek, TX Savings / Yr. |
|---|---|
$334 |
|
$763 |
|
$673 |
|
$771 |
|
$1,173 |
|
$443 |
|
$485 |
Jones Creek Car Insurance vs. Texas
People living in Jones Creek pay an average of 17.03% less than the typical driver in the state. The average driver in Jones Creek can expect to pay about $966 per year, or $1,621 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Jones Creek for most people.
Car Insurance Prices by Jones Creek Neighborhood
Insurance Prices
Where is insurance cheapest within Jones Creek?
The map shows insurance prices in and around Jones Creek, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $70 per year within the city boundaries, with insurance premiums ranging from a high of $1,656 to a low of $1,586. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of Jones Creek.Pick the Best Car Insurance Company for You in Jones Creek
The best car insurance provider for most drivers in Jones Creek
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $334 over the average Jones Creek car insurance company.
The best car insurance provider for Jones Creek drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $763 over the competition.
The best car insurance company for Jones Creek drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $673 better than other car insurance companies.
The best auto insurance for Jones Creek drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $771 less each year.
The least expensive car insurance company for new and young drivers in Jones Creek
In Jones Creek, State Farm costs young drivers $1,173 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Jones Creek
State Farm gave the largest car insurance discounts to married couples, averaging $443 saved each year compared to an average Jones Creek couple's premiums.
The cheapest car insurance in Jones Creek for drivers with bad credit
The best Jones Creek car insurance company for customer service
Nationwide was the best company for customer service in Jones Creek according to the NAIC.
Recent price drops
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The cheapest large national provider in Jones Creek
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Jones Creek driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Jones Creek, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Jones Creek
What Influences the Cost of Car Insurance in Jones Creek?
On average, car insurance in Jones Creek is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Jones Creek is 28 minutes, which is a little less than average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Jones Creek are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Jones Creek has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Jones Creek is $80 per month for minimum coverage and $135 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Brazoria: Insurance costs 2.22% more
- Old Brazoria: Insurance costs 1.54% more
- Perry Landing: Insurance costs 0.93% more
- Cedar Lake: Insurance costs 1.79% more
- Lake Jackson: Insurance costs 0.37% more
- Wild Peach Village: Insurance costs 1.48% more
- Lake Jackson Farms: Insurance costs 8.57% more
- Clute: Insurance costs 5.80% more
- Richwood: Insurance costs 0.68% more
- Cedar Lane: Insurance costs 0.80% more
Cities with Similar Populations
- Utley: Insurance costs 2.34% more
- Gibbsboro: Insurance costs 10.43% more
- Gueydan: Insurance costs 85.75% more
- Healdton: Insurance costs 3.89% more
- Hookstown: Insurance costs 14.07% less
- Huntsville: Insurance costs 14.44% less
- Iola: Insurance costs 2.22% less
- Ware: Insurance costs 6.97% less
- Wagner: Insurance costs 0.86% less
- Hamer: Insurance costs 6.91% more