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Get Cheap Car Insurance in Jones Mill, TN
We monitor insurance prices, helping the average driver in Jones Mill save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in Jones Mill
The chart below shows the cheapest car insurance company in Jones Mill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Farmers Insurance, and Safeco Insurance.
| Jones Mill Insurer | Monthly Cost |
|---|---|
| State Farm | $49 |
| Geico | $54 |
| Farmers Insurance | $55 |
| Safeco Insurance | $56 |
Savings for Every Kind of Jones Mill Driver
Based on our extensive insurance data, we know the average Jones Mill driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $332 per year by choosing the right vehicle insurance company. Some Jones Mill residents are paying out over $1,301 extra every year for auto insurance in Jones Mill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Jones Mill, TN Savings / Yr. |
|---|---|
$332 |
|
$599 |
|
$443 |
|
$507 |
|
$1,305 |
|
$314 |
|
$544 |
Jones Mill Car Insurance vs. Tennessee
People living in Jones Mill pay an average of 5.63% less than the typical driver in the state. The average driver in Jones Mill can expect to pay about $819 per year, or $1,301 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Jones Mill for most people.
Car Insurance Prices by Jones Mill Neighborhood
Insurance Prices
Where is insurance cheapest within Jones Mill?
The map shows insurance prices in and around Jones Mill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $24 per year within the city boundaries, with insurance premiums ranging from a high of $1,316 to a low of $1,292. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Jones Mill.Pick the Best Car Insurance Company for You in Jones Mill
The best car insurance provider for most drivers in Jones Mill
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $332 over the average Jones Mill car insurance company.
The best car insurance provider for Jones Mill drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $599 over the competition.
The best car insurance company for Jones Mill drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $443 better than other car insurance companies.
The best auto insurance for Jones Mill drivers with a DUI conviction
Getting a quote from Novo may cost the average person with a DUI about $507 less each year.
The least expensive car insurance company for new and young drivers in Jones Mill
In Jones Mill, State Farm costs young drivers $1,305 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Jones Mill
State Farm gave the largest car insurance discounts to married couples, averaging $314 saved each year compared to an average Jones Mill couple's premiums.
The cheapest car insurance in Jones Mill for drivers with bad credit
The best Jones Mill car insurance company for customer service
Nationwide was the best company for customer service in Jones Mill according to the NAIC.
Recent price drops
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The cheapest large national provider in Jones Mill
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Jones Mill driver can expect to pay about $95 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Jones Mill, USAA has the best prices for married couples, good drivers, drivers with accidents, drivers with bad credit, drivers with a DUI conviction, drivers with speeding tickets, and young drivers.Auto Insurance Prices in and Around Jones Mill
What Influences the Cost of Car Insurance in Jones Mill?
On average, car insurance in Jones Mill is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Jones Mill is 31 minutes, which is a little less than average for a driver in the state.
- Tennessee state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Jones Mill are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Jones Mill is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Jones Mill is $68 per month for minimum coverage and $108 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cottage Grove: Insurance costs 0.92% more
- Osage: Insurance costs 0.77% more
- Jewell: Insurance costs 0.54% more
- Palmersville: Insurance costs 2.69% more
- Whitlock: Insurance costs 5.61% more
- Elkhorn: Insurance costs 5.30% more
- Foundry Hill: Insurance costs 2.54% more
- Tumbling: Insurance costs 1.00% more
- Puryear: Insurance costs 3.07% more
- Ore Spring: Insurance costs 2.92% more
Cities with Similar Populations
- Elk Creek: Insurance costs 39.58% more
- Clemons: Insurance costs 59.65% more
- Cleveland Corner: Insurance costs 8.15% less
- Cleveland: Insurance costs 9.68% less
- Cliff: Insurance costs 1.54% more
- Close City: Insurance costs 29.82% more
- Clover Creek: Insurance costs 17.52% more
- Cloverland: Insurance costs 8.84% less
- Coalton: Insurance costs 12.22% more
- Cobalt: Insurance costs 14.76% less