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Get Cheap Car Insurance in Joppatowne, MD
We monitor insurance prices, helping the average driver in Joppatowne save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Joppatowne
The chart below shows the cheapest car insurance company in Joppatowne for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Joppatowne Insurer | Monthly Cost |
|---|---|
| State Farm | $91 |
| Erie Insurance | $92 |
| Travelers | $105 |
| Safeco Insurance | $109 |
Savings for Every Kind of Joppatowne Driver
Based on our extensive insurance data, we know the average Joppatowne driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $366 per year by choosing the right vehicle insurance company. Some Joppatowne residents are paying out over $1,968 extra every year for auto insurance in Joppatowne. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Joppatowne, MD Savings / Yr. |
|---|---|
$366 |
|
$344 |
|
$400 |
|
$646 |
|
$1,241 |
|
$222 |
|
$868 |
Joppatowne Car Insurance vs. Maryland
People living in Joppatowne pay an average of 6.18% more than the typical driver in the state. The average driver in Joppatowne can expect to pay about $1,341 per year, or $1,968 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Joppatowne for most people.
Car Insurance Prices by Joppatowne Neighborhood
Insurance Prices
Where is insurance cheapest within Joppatowne?
The map shows insurance prices in and around Joppatowne, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $230 per year within the city boundaries, with insurance premiums ranging from a high of $2,074 to a low of $1,844. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Joppatowne.Pick the Best Car Insurance Company for You in Joppatowne
The best car insurance provider for most drivers in Joppatowne
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $366 over the average Joppatowne car insurance company.
The best car insurance provider for Joppatowne drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $344 over the competition.
The best car insurance company for Joppatowne drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $400 better than other car insurance companies.
The best auto insurance for Joppatowne drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $646 less each year.
The least expensive car insurance company for new and young drivers in Joppatowne
In Joppatowne, Erie Insurance costs young drivers $1,241 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Joppatowne
State Farm gave the largest car insurance discounts to married couples, averaging $222 saved each year compared to an average Joppatowne couple's premiums.
The cheapest car insurance in Joppatowne for drivers with bad credit
The best Joppatowne car insurance company for customer service
Nationwide was the best company for customer service in Joppatowne according to the NAIC.
Recent price drops
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The cheapest large national provider in Joppatowne
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Joppatowne driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Joppatowne, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Joppatowne
What Influences the Cost of Car Insurance in Joppatowne?
On average, car insurance in Joppatowne is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Joppatowne is 40 minutes, which is about the national average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Joppatowne are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Joppatowne is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Joppatowne is $112 per month for minimum coverage and $164 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Harewood Park: Insurance costs 0.15% more
- Upper Falls: Insurance costs 2.95% less
- Joppa: Insurance costs 4.37% less
- Edgewood: Insurance costs 5.79% more
- Oliver Beach: Insurance costs 9.15% less
- Gunpowder: Insurance costs 0.51% less
- Kingsville: Insurance costs 4.27% less
- Dundee Village: Insurance costs 5.95% less
- White Marsh: Insurance costs 0.61% more
- Abingdon: Insurance costs 0.36% more
Cities with Similar Populations
- Two Rivers: Insurance costs 44.00% less
- Deatsville: Insurance costs 20.78% less
- Del Mar: Insurance costs 0.41% more
- Delta: Insurance costs 8.69% less
- Dexter: Insurance costs 9.20% less
- Doctor Phillips: Insurance costs 34.55% more
- Fort Hunt: Insurance costs 36.28% less
- Tega Cay: Insurance costs 15.50% less
- Toney: Insurance costs 19.41% less
- Trophy Club: Insurance costs 14.33% less