Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Kachemak, AK
We monitor insurance prices, helping the average driver in Kachemak save up to 23.6% on car insurance.
The Cheapest Minimum Coverage in Kachemak
The chart below shows the cheapest car insurance company in Kachemak for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Allstate, and Progressive.
| Kachemak Insurer | Monthly Cost |
|---|---|
| State Farm | $45 |
| Geico | $49 |
| Allstate | $71 |
| Progressive | $111 |
Savings for Every Kind of Kachemak Driver
Based on our extensive insurance data, we know the average Kachemak driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $280 per year by choosing the right vehicle insurance company. Some Kachemak residents are paying out over $1,367 extra every year for auto insurance in Kachemak. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Kachemak, AK Savings / Yr. |
|---|---|
$280 |
|
$436 |
|
$272 |
|
$299 |
|
$741 |
|
$251 |
|
$94 |
Kachemak Car Insurance vs. Alaska
People living in Kachemak pay an average of 0.56% less than the typical driver in the state. The average driver in Kachemak can expect to pay about $669 per year, or $1,367 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Kachemak for most people.
Car Insurance Prices by Kachemak Neighborhood
Insurance Prices
Where is insurance cheapest within Kachemak?
The map shows insurance prices in and around Kachemak, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $47 per year within the city boundaries, with insurance premiums ranging from a high of $1,377 to a low of $1,330. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Kachemak.Pick the Best Car Insurance Company for You in Kachemak
The best car insurance provider for most drivers in Kachemak
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $280 over the average Kachemak car insurance company.
The best car insurance provider for Kachemak drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $436 over the competition.
The best car insurance company for Kachemak drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $272 better than other car insurance companies.
The best auto insurance for Kachemak drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $299 less each year.
The least expensive car insurance company for new and young drivers in Kachemak
In Kachemak, State Farm costs young drivers $741 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Kachemak
State Farm gave the largest car insurance discounts to married couples, averaging $251 saved each year compared to an average Kachemak couple's premiums.
The cheapest car insurance in Kachemak for drivers with bad credit
The best Kachemak car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Kachemak, which was better than other insurers.
The cheapest large national provider in Kachemak
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Kachemak driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Kachemak, USAA has the best prices for drivers with speeding tickets, drivers with accidents, good drivers, young drivers, drivers with a DUI conviction, married couples, and drivers with bad credit.Auto Insurance Prices in and Around Kachemak
What Influences the Cost of Car Insurance in Kachemak?
On average, car insurance in Kachemak is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Alaska state insurance regulations may allow for lower prices.
- An average of 17 to 18 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Kachemak are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Kachemak is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Kachemak is $56 per month for minimum coverage and $114 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Homer: Insurance costs 2.63% less
- Diamond Ridge: Insurance costs 1.98% less
- Halibut Cove: Insurance costs 4.39% less
- Anchor Point: Insurance costs 1.10% less
- Seldovia: Insurance costs 4.39% less
- Happy Valley: Insurance costs 2.19% less
- Ninilchik: Insurance costs 2.19% less
- Port Graham: Insurance costs 4.39% less
- Nanwalek: Insurance costs 4.39% less
- Cohoe: Insurance costs 2.05% less
Cities with Similar Populations
- Wymore: Insurance costs 3.66% more
- Wheeler: Insurance costs 98.17% more
- Asotin: Insurance costs 6.00% less
- Adrian: Insurance costs 12.07% more
- Orrick: Insurance costs 29.77% more
- Maple: Insurance costs 26.41% more
- Mapleton: Insurance costs 10.31% less
- Marcus: Insurance costs 10.10% less
- Marmet: Insurance costs 11.92% more
- Mathias: Insurance costs 8.41% more