Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Kansas, AL
We monitor insurance prices, helping the average driver in Kansas save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Kansas
The chart below shows the cheapest car insurance company in Kansas for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Kansas Insurer | Monthly Cost |
|---|---|
| Travelers | $69 |
| Gainsco | $73 |
| State Farm | $76 |
| Safe Auto | $77 |
Savings for Every Kind of Kansas Driver
Based on our extensive insurance data, we know the average Kansas driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $387 per year by choosing the right vehicle insurance company. Some Kansas residents are paying out over $1,563 extra every year for auto insurance in Kansas. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Kansas, AL Savings / Yr. |
|---|---|
$387 |
|
$526 |
|
$493 |
|
$560 |
|
$1,215 |
|
$67 |
|
$330 |
Kansas Car Insurance vs. Alabama
People living in Kansas pay an average of 2.53% less than the typical driver in the state. The average driver in Kansas can expect to pay about $1,031 per year, or $1,563 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Kansas for most people.
Car Insurance Prices by Kansas Neighborhood
Insurance Prices
Where is insurance cheapest within Kansas?
The map shows insurance prices in and around Kansas, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $86 per year within the city boundaries, with insurance premiums ranging from a high of $1,611 to a low of $1,525. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Kansas.Pick the Best Car Insurance Company for You in Kansas
The best car insurance provider for most drivers in Kansas
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $387 over the average Kansas car insurance company.
The best car insurance provider for Kansas drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $526 over the competition.
The best car insurance company for Kansas drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $493 better than other car insurance companies.
The best auto insurance for Kansas drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $560 less each year.
The least expensive car insurance company for new and young drivers in Kansas
In Kansas, Travelers costs young drivers $1,215 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Kansas
State Farm gave the largest car insurance discounts to married couples, averaging $67 saved each year compared to an average Kansas couple's premiums.
The cheapest car insurance in Kansas for drivers with bad credit
The best Kansas car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Kansas, which was better than other insurers.
The cheapest large national provider in Kansas
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Kansas driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Kansas, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Kansas
What Influences the Cost of Car Insurance in Kansas?
On average, car insurance in Kansas is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Kansas is 35 minutes, which is about the national average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Kansas are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Kansas is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Kansas is $86 per month for minimum coverage and $130 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Carbon Hill: Insurance costs 0.26% more
- Nauvoo: Insurance costs 0.70% less
- Prospect: Insurance costs 2.62% less
- Pocahontas: Insurance costs 3.45% more
- Eldridge: Insurance costs 1.73% more
- Saragossa: Insurance costs 0.45% less
- Lynn: Insurance costs 2.82% more
- Studdards Crossroads: Insurance costs 4.09% more
- Rock City: Insurance costs the same
- Poplar Springs: Insurance costs 0.96% more
Cities with Similar Populations
- Omaha: Insurance costs 5.31% less
- Polk: Insurance costs 10.75% less
- Poland Spring: Insurance costs 38.90% less
- Plymouth: Insurance costs 23.61% less
- Pleasanton: Insurance costs 29.69% less
- Plainfield: Insurance costs 4.67% less
- Piney Point: Insurance costs 15.99% more
- Pinehurst: Insurance costs 6.40% more
- Panther Valley: Insurance costs 9.92% more
- Paloma: Insurance costs 20.79% more