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Get Cheap Car Insurance in Kaufman, TX
We monitor insurance prices, helping the average driver in Kaufman save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Kaufman
The chart below shows the cheapest car insurance company in Kaufman for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Kaufman Insurer | Monthly Cost |
|---|---|
| Clearcover | $44 |
| Mile Auto | $57 |
| Progressive | $58 |
| State Farm | $63 |
Savings for Every Kind of Kaufman Driver
Based on our extensive insurance data, we know the average Kaufman driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $346 per year by choosing the right vehicle insurance company. Some Kaufman residents are paying out over $1,682 extra every year for auto insurance in Kaufman. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Kaufman, TX Savings / Yr. |
|---|---|
$346 |
|
$792 |
|
$698 |
|
$800 |
|
$1,217 |
|
$460 |
|
$503 |
Kaufman Car Insurance vs. Texas
People living in Kaufman pay an average of 13.93% less than the typical driver in the state. The average driver in Kaufman can expect to pay about $1,002 per year, or $1,682 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Kaufman for most people.
Car Insurance Prices by Kaufman Neighborhood
Insurance Prices
Where is insurance cheapest within Kaufman?
The map shows insurance prices in and around Kaufman, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $177 per year within the city boundaries, with insurance premiums ranging from a high of $1,791 to a low of $1,614. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Kaufman.Pick the Best Car Insurance Company for You in Kaufman
The best car insurance provider for most drivers in Kaufman
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $346 over the average Kaufman car insurance company.
The best car insurance provider for Kaufman drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $792 over the competition.
The best car insurance company for Kaufman drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $698 better than other car insurance companies.
The best auto insurance for Kaufman drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $800 less each year.
The least expensive car insurance company for new and young drivers in Kaufman
In Kaufman, State Farm costs young drivers $1,217 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Kaufman
State Farm gave the largest car insurance discounts to married couples, averaging $460 saved each year compared to an average Kaufman couple's premiums.
The cheapest car insurance in Kaufman for drivers with bad credit
The best Kaufman car insurance company for customer service
Recent price drops
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The cheapest large national provider in Kaufman
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Kaufman driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Kaufman, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Kaufman
What Influences the Cost of Car Insurance in Kaufman?
On average, car insurance in Kaufman is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Kaufman are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Kaufman has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Kaufman is $83 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Elmo: Insurance costs 1.43% less
- Post Oak Bend City: Insurance costs 1.49% less
- Oak Grove: Insurance costs 2.62% less
- Jiba: Insurance costs 1.25% less
- Gastonia: Insurance costs 1.55% more
- Ola: Insurance costs 1.84% less
- Warsaw: Insurance costs 0.83% less
- Talty: Insurance costs 3.57% more
- Crandall: Insurance costs 0.83% more
- Grays Prairie: Insurance costs 2.62% less
Cities with Similar Populations
- Burtonsville: Insurance costs 21.70% more
- Clinton: Insurance costs 7.25% less
- China Grove: Insurance costs 27.82% less
- Cherryland: Insurance costs 33.12% more
- Cherry Hill: Insurance costs 17.90% less
- Charlestown: Insurance costs 29.13% less
- Cayce: Insurance costs 0.59% more
- Carriere: Insurance costs 2.97% more
- Carmel: Insurance costs 43.10% more
- Cape May Court House: Insurance costs 0.48% more