Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in Keith County, NE

We monitor insurance prices, helping the average driver in Keith County save up to 39.3% on car insurance.

 

Start Saving

;

The Cheapest Minimum Coverage in Keith County

The chart below shows the cheapest car insurance company in Keith County for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by American Family Insurance, State Farm, and Progressive.

 
Keith County Insurer Monthly Cost
Farm Bureau $36
American Family Insurance $41
State Farm $41
Progressive $50

Savings for Every Kind of Keith County Driver

The table shows how much the average auto insurance customer in Keith County might save by following our recommendations.

Based on our extensive insurance data, we know the average Keith County driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $568 per year by choosing the right vehicle insurance company. Some Keith County residents are paying out over $1,446 extra every year for auto insurance in Keith County. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Keith County, NE Savings / Yr.
Drivers with good records
$568
Drivers with accidents
$427
Drivers with speeding tickets
$400
Drivers with a DUI conviction
$311
Young drivers
$1,372
Married drivers
$164
Drivers with bad credit
$758

Keith County Car Insurance vs. Nebraska

People living in Keith County pay an average of 1.37% more than the typical driver in the state. The average driver in Keith County can expect to pay about $593 per year, or $1,446 for full coverage.

Based on our analysis, Safeco Insurance will be the cheapest provider in Keith County for most people.

Car Insurance Prices by Keith County Neighborhood

Keith County, NE map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within Keith County?

The map shows insurance prices in and around Keith County, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $73 per year within the county boundaries, with insurance premiums ranging from a high of $1,482 to a low of $1,409. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of Keith County.

Pick the Best Car Insurance Company for You in Keith County

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Keith County insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Keith County

For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $568 over the average Keith County car insurance company.

Visit Site

We use the average good driver, paying $73 per month, as our baseline for pricing in Keith County. Nationwide, Safeco Insurance, and Farmers Mutual of Nebraska are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Keith County drivers with accidents on their records

In Keith County getting into an accident will raise premiums an average 26% for a yearly cost of $1,966. That's $520 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Farmers Mutual of Nebraska, and American Family Insurance are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $427 over the competition.

Visit Site

The best car insurance company for Keith County drivers with speeding tickets

>Geico gave the average person with a speeding ticket the most savings, averaging $400 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Keith County, tickets raise premiums on new quotes about $282. If you have a speeding ticket, we recommend State Farm, Geico, and Farmers Mutual of Nebraska for savings that beat the average insurance cost of $1,727 per year.

The best auto insurance for Keith County drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,088 per year in auto insurance premiums, which was $643 more than a driver with no major issues. State Farm, Progressive, and American Family Insurance penalized their customers the least for a DUI.

Getting a quote from American Family Insurance may cost the average person with a DUI about $311 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in Keith County

In Keith County, Farmers Mutual of Nebraska costs young drivers $1,372 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 66% more for insurance than more mature drivers in Keith County. With an average cost of $4,206 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Farmers Mutual of Nebraska, and Farm Bureau try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Keith County

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $113. Progressive, Nationwide, and Farm Bureau provided the largest discounts to couples living in Keith County.

Nationwide gave the largest car insurance discounts to married couples, averaging $164 saved each year compared to an average Keith County couple's premiums.

Visit Site

The cheapest car insurance in Keith County for drivers with bad credit

People with poor credit saved an average of $758 with Nationwide.

Visit Site

Many people are surprised that their poor credit score can cost them an average of $1,144 every year. Premiums for people with poor credit were about $2,590 in Keith County. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Farmers Mutual of Nebraska.

The best Keith County car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Keith County, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Farmers Insurance as the best provider in Keith County.

Nationwide was the best company for customer service in Keith County according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Keith County, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Keith County. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Keith County

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 28% of Keith County residents who are renting, and don't plan to be in the county or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Nationwide tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average Keith County driver can expect to pay about $98 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Keith County, USAA has the best prices for good drivers, drivers with bad credit, drivers with speeding tickets, married couples, young drivers, drivers with a DUI conviction, and drivers with accidents.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Keith County

What Influences the Cost of Car Insurance in Keith County?

On average, car insurance in Keith County is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the county are influenced by the following factors:

  • The average commute time in Keith County is 17 minutes, which is far less than average for a driver in the state.
  • Nebraska state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Keith County are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
  • Keith County is a fairly densely populated area in the state. The county’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Keith County is $49 per month for minimum coverage and $120 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Counties

Counties with Similar Populations

* Who is the average Keith County driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Keith County with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.