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Get Cheap Car Insurance in Kent, NY
We monitor insurance prices, helping the average driver in Kent save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Kent
The chart below shows the cheapest car insurance company in Kent for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Kent Insurer | Monthly Cost |
|---|---|
| Kemper | $92 |
| Plymouth Rock Assurance | $122 |
| Safeco Insurance | $132 |
| Geico | $137 |
Savings for Every Kind of Kent Driver
Based on our extensive insurance data, we know the average Kent driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $746 per year by choosing the right vehicle insurance company. Some Kent residents are paying out over $2,501 extra every year for auto insurance in Kent. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Kent, NY Savings / Yr. |
|---|---|
$746 |
|
$475 |
|
$950 |
|
$961 |
|
$2,354 |
|
$788 |
|
$1,255 |
Kent Car Insurance vs. New York
People living in Kent pay an average of 3.13% more than the typical driver in the state. The average driver in Kent can expect to pay about $1,814 per year, or $2,501 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Kent for most people.
Car Insurance Prices by Kent Neighborhood
Insurance Prices
Where is insurance cheapest within Kent?
The map shows insurance prices in and around Kent, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $577 per year within the city boundaries, with insurance premiums ranging from a high of $2,675 to a low of $2,098. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Kent.Pick the Best Car Insurance Company for You in Kent
The best car insurance provider for most drivers in Kent
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $746 over the average Kent car insurance company.
The best car insurance provider for Kent drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $475 over the competition.
The best car insurance company for Kent drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $950 better than other car insurance companies.
The best auto insurance for Kent drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $961 less each year.
The least expensive car insurance company for new and young drivers in Kent
In Kent, Progressive costs young drivers $2,354 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Kent
Progressive gave the largest car insurance discounts to married couples, averaging $788 saved each year compared to an average Kent couple's premiums.
The cheapest car insurance in Kent for drivers with bad credit
The best Kent car insurance company for customer service
Recent price drops
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The cheapest large national provider in Kent
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Kent driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Kent, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Kent
What Influences the Cost of Car Insurance in Kent?
On average, car insurance in Kent is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Kent is 39 minutes, which is a little more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Kent are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Kent is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Kent is $151 per month for minimum coverage and $208 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lomond Shore: Insurance costs 6.96% more
- Carlton: Insurance costs 13.75% less
- Point Breeze: Insurance costs 13.75% less
- Childs: Insurance costs 15.07% less
- Kendall: Insurance costs 13.07% less
- Clarendon: Insurance costs 13.75% less
- Hulberton: Insurance costs 16.03% less
- Waterport: Insurance costs 14.27% less
- Richs Corners: Insurance costs 15.99% less
- Albion: Insurance costs 10.36% less
Cities with Similar Populations
- Sentinel: Insurance costs 31.55% less
- Rochert: Insurance costs 36.67% less
- Rockledge: Insurance costs 41.94% less
- Rowesville: Insurance costs 30.11% less
- Sageville: Insurance costs 51.22% less
- Saxman: Insurance costs 48.86% less
- Schleswig: Insurance costs 50.42% less
- Seaboard: Insurance costs 49.22% less
- Sedalia: Insurance costs 52.18% less
- Ridgeville Corners: Insurance costs 58.78% less