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Get Cheap Car Insurance in Kenton Vale, KY

We monitor insurance prices, helping the average driver in Kenton Vale save up to 29.1% on car insurance.

 

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The Cheapest Minimum Coverage in Kenton Vale

The chart below shows the cheapest car insurance company in Kenton Vale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.

 
Kenton Vale Insurer Monthly Cost
Farm Bureau $71
State Farm $71
Travelers $103
Geico $111

Savings for Every Kind of Kenton Vale Driver

The table shows how much the average auto insurance customer in Kenton Vale might save by following our recommendations.

Based on our extensive insurance data, we know the average Kenton Vale driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $627 per year by choosing the right vehicle insurance company. Some Kenton Vale residents are paying out over $2,482 extra every year for auto insurance in Kenton Vale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Kenton Vale Car Insurance vs. Kentucky

People living in Kenton Vale pay an average of 16.32% more than the typical driver in the state. The average driver in Kenton Vale can expect to pay about $1,278 per year, or $2,482 for full coverage.

Based on our analysis, Farm Bureau will be the cheapest provider in Kenton Vale for most people.

Car Insurance Prices by Kenton Vale Neighborhood

Kenton Vale, KY map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Kenton Vale?

The map shows insurance prices in and around Kenton Vale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,482 to a low of $2,482. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Kenton Vale.

Pick the Best Car Insurance Company for You in Kenton Vale

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Kenton Vale insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Kenton Vale

For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $627 over the average Kenton Vale car insurance company.

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We use the average good driver, paying $155 per month, as our baseline for pricing in Kenton Vale. State Farm, Farm Bureau, and Westfield are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Kenton Vale drivers with accidents on their records

In Kenton Vale getting into an accident will raise premiums an average 30% for a yearly cost of $3,563. That's $1,081 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Farm Bureau are good choices for drivers with accidents.

In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,028 over the competition.

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The best car insurance company for Kenton Vale drivers with speeding tickets

>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,012 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Kenton Vale, tickets raise premiums on new quotes about $710. If you have a speeding ticket, we recommend State Farm, Geico, and Farm Bureau for savings that beat the average insurance cost of $3,192 per year.

The best auto insurance for Kenton Vale drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $4,022 per year in auto insurance premiums, which was $1,540 more than a driver with no major issues. State Farm, Progressive, and Farm Bureau penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $1,024 less each year.

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The least expensive car insurance company for new and young drivers in Kenton Vale

In Kenton Vale, State Farm costs young drivers $2,026 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 67% more for insurance than more mature drivers in Kenton Vale. With an average cost of $7,536 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Farm Bureau, and Auto-Owners Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Kenton Vale

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $150. State Farm, Geico, and Farm Bureau provided the largest discounts to couples living in Kenton Vale.

State Farm gave the largest car insurance discounts to married couples, averaging $678 saved each year compared to an average Kenton Vale couple's premiums.

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The cheapest car insurance in Kenton Vale for drivers with bad credit

People with poor credit saved an average of $1,086 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,931 every year. Premiums for people with poor credit were about $4,413 in Kenton Vale. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Geico, and Safe Auto.

The best Kenton Vale car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Kenton Vale, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Farm Bureau as the best provider in Kenton Vale.

Nationwide was the best company for customer service in Kenton Vale according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Kenton Vale, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Kenton Vale. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Kenton Vale

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 79% of Kenton Vale residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Kenton Vale driver can expect to pay about $144 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Kenton Vale, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Kenton Vale

What Influences the Cost of Car Insurance in Kenton Vale?

On average, car insurance in Kenton Vale is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Kenton Vale is 37 minutes, which is a little more than average for a driver in the state.
  • Kentucky state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Kenton Vale are among the lowest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
  • Kenton Vale is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Kenton Vale is $107 per month for minimum coverage and $207 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

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* Who is the average Kenton Vale driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Kenton Vale with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.