Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Keweenaw Bay, MI
We monitor insurance prices, helping the average driver in Keweenaw Bay save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Keweenaw Bay
The chart below shows the cheapest car insurance company in Keweenaw Bay for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Keweenaw Bay Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $100 |
| Progressive | $115 |
| State Farm | $116 |
| Safeco Insurance | $122 |
Savings for Every Kind of Keweenaw Bay Driver
Based on our extensive insurance data, we know the average Keweenaw Bay driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,089 per year by choosing the right vehicle insurance company. Some Keweenaw Bay residents are paying out over $2,709 extra every year for auto insurance in Keweenaw Bay. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Keweenaw Bay, MI Savings / Yr. |
|---|---|
$1,089 |
|
$1,777 |
|
$1,573 |
|
$2,390 |
|
$2,820 |
|
$0 |
|
$0 |
Keweenaw Bay Car Insurance vs. Michigan
People living in Keweenaw Bay pay an average of 6.56% less than the typical driver in the state. The average driver in Keweenaw Bay can expect to pay about $2,057 per year, or $2,709 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Keweenaw Bay for most people.
Car Insurance Prices by Keweenaw Bay Neighborhood
Insurance Prices
Where is insurance cheapest within Keweenaw Bay?
The map shows insurance prices in and around Keweenaw Bay, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,709 to a low of $2,709. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Keweenaw Bay.Pick the Best Car Insurance Company for You in Keweenaw Bay
The best car insurance provider for most drivers in Keweenaw Bay
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,089 over the average Keweenaw Bay car insurance company.
The best car insurance provider for Keweenaw Bay drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,777 over the competition.
The best car insurance company for Keweenaw Bay drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,573 better than other car insurance companies.
The best auto insurance for Keweenaw Bay drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,390 less each year.
The least expensive car insurance company for new and young drivers in Keweenaw Bay
In Keweenaw Bay, Geico costs young drivers $2,820 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Keweenaw Bay
The cheapest car insurance in Keweenaw Bay for drivers with bad credit
The best Keweenaw Bay car insurance company for customer service
Nationwide was the best company for customer service in Keweenaw Bay according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Keweenaw Bay, which was better than other insurers.
The cheapest large national provider in Keweenaw Bay
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Keweenaw Bay driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Keweenaw Bay, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Keweenaw Bay
What Influences the Cost of Car Insurance in Keweenaw Bay?
On average, car insurance in Keweenaw Bay is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Keweenaw Bay is 21 minutes, which is far less than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Keweenaw Bay is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Keweenaw Bay is $171 per month for minimum coverage and $226 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Klingville: Insurance costs 1.66% more
- Elo: Insurance costs 6.72% more
- Baraga: Insurance costs 5.32% more
- Pequaming: Insurance costs 2.77% more
- Zeba: Insurance costs 3.40% more
- Tapiola: Insurance costs 5.06% more
- L'Anse: Insurance costs 5.72% more
- Arnheim: Insurance costs 7.72% more
- Portage Entry: Insurance costs 3.17% more
- Pelkie: Insurance costs 6.53% more
Cities with Similar Populations
- Park View Heights: Insurance costs 56.74% less
- Pattonville: Insurance costs 58.25% less
- Patsburg: Insurance costs 45.92% less
- Patrick: Insurance costs 36.18% less
- Passport: Insurance costs 48.98% less
- Parnell: Insurance costs 34.33% less
- Parnell: Insurance costs 49.10% less
- Parkline: Insurance costs 58.43% less
- Parkdale: Insurance costs 41.90% less
- Paynesville: Insurance costs 34.00% less