Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in King William, VA
We monitor insurance prices, helping the average driver in King William save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in King William
The chart below shows the cheapest car insurance company in King William for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| King William Insurer | Monthly Cost |
|---|---|
| Metromile | $44 |
| Geico | $50 |
| Farm Bureau | $53 |
| Safeco Insurance | $56 |
Savings for Every Kind of King William Driver
Based on our extensive insurance data, we know the average King William driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $461 per year by choosing the right vehicle insurance company. Some King William residents are paying out over $1,224 extra every year for auto insurance in King William. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
King William, VA Savings / Yr. |
|---|---|
$461 |
|
$788 |
|
$674 |
|
$659 |
|
$1,078 |
|
$247 |
|
$444 |
King William Car Insurance vs. Virginia
People living in King William pay an average of 0.74% more than the typical driver in the state. The average driver in King William can expect to pay about $847 per year, or $1,224 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in King William for most people.
Car Insurance Prices by King William Neighborhood
Insurance Prices
Where is insurance cheapest within King William?
The map shows insurance prices in and around King William, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $62 per year within the city boundaries, with insurance premiums ranging from a high of $1,248 to a low of $1,186. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of King William.Pick the Best Car Insurance Company for You in King William
The best car insurance provider for most drivers in King William
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $461 over the average King William car insurance company.
The best car insurance provider for King William drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $788 over the competition.
The best car insurance company for King William drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $674 better than other car insurance companies.
The best auto insurance for King William drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $659 less each year.
The least expensive car insurance company for new and young drivers in King William
In King William, Erie Insurance costs young drivers $1,078 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in King William
Farm Bureau gave the largest car insurance discounts to married couples, averaging $247 saved each year compared to an average King William couple's premiums.
The cheapest car insurance in King William for drivers with bad credit
The best King William car insurance company for customer service
Nationwide was the best company for customer service in King William according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in King William, which was better than other insurers.
The cheapest large national provider in King William
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average King William driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In King William, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around King William
What Influences the Cost of Car Insurance in King William?
On average, car insurance in King William is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in King William is 49 minutes, which is far more than average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in King William are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- King William is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in King William is $71 per month for minimum coverage and $102 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Walkerton: Insurance costs 0.90% more
- Upshaw: Insurance costs 0.41% more
- Old Church: Insurance costs 2.94% less
- Manquin: Insurance costs 0.49% less
- Aylett: Insurance costs 0.82% less
- St. Stephens Church: Insurance costs 0.25% less
- Bruington: Insurance costs 0.33% less
- Lanesville: Insurance costs 0.98% more
- Tunstall: Insurance costs 2.04% less
- Stevensville: Insurance costs the same
Cities with Similar Populations
- Big Prairie: Insurance costs 7.11% less
- Prophetstown: Insurance costs 18.06% more
- Flatonia: Insurance costs 31.70% more
- Eucha: Insurance costs 38.89% more
- Enterprise: Insurance costs 14.71% more
- Elk Point: Insurance costs 28.02% more
- Eleele: Insurance costs 0.90% more
- Eaton: Insurance costs 4.08% less
- Duchesne: Insurance costs 12.91% more
- Dewitt: Insurance costs 0.82% less