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Get Cheap Car Insurance in Kingsford, MI
We monitor insurance prices, helping the average driver in Kingsford save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Kingsford
The chart below shows the cheapest car insurance company in Kingsford for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Kingsford Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $102 |
| Progressive | $116 |
| State Farm | $117 |
| Safeco Insurance | $123 |
Savings for Every Kind of Kingsford Driver
Based on our extensive insurance data, we know the average Kingsford driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,100 per year by choosing the right vehicle insurance company. Some Kingsford residents are paying out over $2,738 extra every year for auto insurance in Kingsford. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Kingsford, MI Savings / Yr. |
|---|---|
$1,100 |
|
$1,796 |
|
$1,590 |
|
$2,416 |
|
$2,850 |
|
$0 |
|
$0 |
Kingsford Car Insurance vs. Michigan
People living in Kingsford pay an average of 5.55% less than the typical driver in the state. The average driver in Kingsford can expect to pay about $2,080 per year, or $2,738 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Kingsford for most people.
Car Insurance Prices by Kingsford Neighborhood
Insurance Prices
Where is insurance cheapest within Kingsford?
The map shows insurance prices in and around Kingsford, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $170 per year within the city boundaries, with insurance premiums ranging from a high of $2,845 to a low of $2,675. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Kingsford.Pick the Best Car Insurance Company for You in Kingsford
The best car insurance provider for most drivers in Kingsford
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,100 over the average Kingsford car insurance company.
The best car insurance provider for Kingsford drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,796 over the competition.
The best car insurance company for Kingsford drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,590 better than other car insurance companies.
The best auto insurance for Kingsford drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,416 less each year.
The least expensive car insurance company for new and young drivers in Kingsford
In Kingsford, Geico costs young drivers $2,850 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Kingsford
The cheapest car insurance in Kingsford for drivers with bad credit
The best Kingsford car insurance company for customer service
Recent price drops
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The cheapest large national provider in Kingsford
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Kingsford driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Kingsford, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Kingsford
What Influences the Cost of Car Insurance in Kingsford?
On average, car insurance in Kingsford is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Kingsford is 15 minutes, which is far less than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Kingsford is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Kingsford is $173 per month for minimum coverage and $228 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Iron Mountain: Insurance costs 0.62% more
- Niagara: Insurance costs 59.28% less
- Quinnesec: Insurance costs 0.15% less
- Spread Eagle: Insurance costs 59.68% less
- Merriman: Insurance costs 0.73% less
- Norway: Insurance costs 1.61% more
- Granite Bluff: Insurance costs 0.62% less
- Florence: Insurance costs 58.66% less
- Loretto: Insurance costs 1.86% more
- Vulcan: Insurance costs 2.41% more
Cities with Similar Populations
- Perkiomenville: Insurance costs 48.98% less
- Phoenix: Insurance costs 23.89% less
- Petersburg: Insurance costs 46.38% less
- Peterborough: Insurance costs 56.61% less
- Peshtigo: Insurance costs 60.23% less
- Perryville: Insurance costs 31.15% less
- Perry: Insurance costs 48.87% less
- Perry: Insurance costs 38.46% less
- Perry: Insurance costs 60.70% less
- Perry: Insurance costs 22.64% less