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Get Cheap Car Insurance in Kinsale, VA
We monitor insurance prices, helping the average driver in Kinsale save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Kinsale
The chart below shows the cheapest car insurance company in Kinsale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Kinsale Insurer | Monthly Cost |
|---|---|
| Metromile | $44 |
| Geico | $50 |
| Farm Bureau | $52 |
| Safeco Insurance | $56 |
Savings for Every Kind of Kinsale Driver
Based on our extensive insurance data, we know the average Kinsale driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $459 per year by choosing the right vehicle insurance company. Some Kinsale residents are paying out over $1,218 extra every year for auto insurance in Kinsale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Kinsale, VA Savings / Yr. |
|---|---|
$459 |
|
$784 |
|
$671 |
|
$656 |
|
$1,073 |
|
$246 |
|
$442 |
Kinsale Car Insurance vs. Virginia
People living in Kinsale pay an average of 0.27% more than the typical driver in the state. The average driver in Kinsale can expect to pay about $843 per year, or $1,218 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Kinsale for most people.
Car Insurance Prices by Kinsale Neighborhood
Insurance Prices
Where is insurance cheapest within Kinsale?
The map shows insurance prices in and around Kinsale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $96 per year within the city boundaries, with insurance premiums ranging from a high of $1,261 to a low of $1,165. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the South parts of Kinsale.Pick the Best Car Insurance Company for You in Kinsale
The best car insurance provider for most drivers in Kinsale
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $459 over the average Kinsale car insurance company.
The best car insurance provider for Kinsale drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $784 over the competition.
The best car insurance company for Kinsale drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $671 better than other car insurance companies.
The best auto insurance for Kinsale drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $656 less each year.
The least expensive car insurance company for new and young drivers in Kinsale
In Kinsale, Erie Insurance costs young drivers $1,073 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Kinsale
Farm Bureau gave the largest car insurance discounts to married couples, averaging $246 saved each year compared to an average Kinsale couple's premiums.
The cheapest car insurance in Kinsale for drivers with bad credit
The best Kinsale car insurance company for customer service
Recent price drops
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The cheapest large national provider in Kinsale
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Kinsale driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Kinsale, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Kinsale
What Influences the Cost of Car Insurance in Kinsale?
On average, car insurance in Kinsale is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Kinsale is 41 minutes, which is a little more than average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Kinsale are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Kinsale is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Kinsale is $70 per month for minimum coverage and $102 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Tucker Hill: Insurance costs 4.35% less
- Hyacinth: Insurance costs 3.04% less
- Hague: Insurance costs 0.08% less
- Callao: Insurance costs 4.52% less
- Harryhogan: Insurance costs 1.56% less
- Oldhams: Insurance costs 1.23% less
- Lottsburg: Insurance costs 1.56% less
- Mount Holly: Insurance costs 0.57% less
- Walmsley: Insurance costs 2.55% less
- Haynesville: Insurance costs 0.41% more
Cities with Similar Populations
- Ryland Heights: Insurance costs 68.31% more
- Lolita: Insurance costs 32.10% more
- Lovell: Insurance costs 20.11% less
- Lower Salem: Insurance costs 7.06% less
- Lowry: Insurance costs 26.85% more
- Alba: Insurance costs 43.35% more
- Nadine: Insurance costs 15.93% more
- New Albin: Insurance costs 3.12% more
- Ridott: Insurance costs 14.61% more
- Rockdale: Insurance costs 10.76% less