Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Kirkpatrick, OH
We monitor insurance prices, helping the average driver in Kirkpatrick save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Kirkpatrick
The chart below shows the cheapest car insurance company in Kirkpatrick for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Kirkpatrick Insurer | Monthly Cost |
|---|---|
| State Farm | $43 |
| Safeco Insurance | $45 |
| Travelers | $46 |
| Mile Auto | $48 |
Savings for Every Kind of Kirkpatrick Driver
Based on our extensive insurance data, we know the average Kirkpatrick driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $281 per year by choosing the right vehicle insurance company. Some Kirkpatrick residents are paying out over $1,064 extra every year for auto insurance in Kirkpatrick. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Kirkpatrick, OH Savings / Yr. |
|---|---|
$281 |
|
$478 |
|
$404 |
|
$432 |
|
$1,033 |
|
$294 |
|
$412 |
Kirkpatrick Car Insurance vs. Ohio
People living in Kirkpatrick pay an average of 5.30% less than the typical driver in the state. The average driver in Kirkpatrick can expect to pay about $719 per year, or $1,064 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Kirkpatrick for most people.
Car Insurance Prices by Kirkpatrick Neighborhood
Insurance Prices
Where is insurance cheapest within Kirkpatrick?
The map shows insurance prices in and around Kirkpatrick, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $51 per year within the city boundaries, with insurance premiums ranging from a high of $1,108 to a low of $1,057. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the North parts of Kirkpatrick.Pick the Best Car Insurance Company for You in Kirkpatrick
The best car insurance provider for most drivers in Kirkpatrick
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $281 over the average Kirkpatrick car insurance company.
The best car insurance provider for Kirkpatrick drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $478 over the competition.
The best car insurance company for Kirkpatrick drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $404 better than other car insurance companies.
The best auto insurance for Kirkpatrick drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $432 less each year.
The least expensive car insurance company for new and young drivers in Kirkpatrick
In Kirkpatrick, Geico costs young drivers $1,033 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Kirkpatrick
State Farm gave the largest car insurance discounts to married couples, averaging $294 saved each year compared to an average Kirkpatrick couple's premiums.
The cheapest car insurance in Kirkpatrick for drivers with bad credit
The best Kirkpatrick car insurance company for customer service
Nationwide was the best company for customer service in Kirkpatrick according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Kirkpatrick, which was better than other insurers.
The cheapest large national provider in Kirkpatrick
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Kirkpatrick driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Kirkpatrick, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Kirkpatrick
What Influences the Cost of Car Insurance in Kirkpatrick?
On average, car insurance in Kirkpatrick is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Kirkpatrick is 30 minutes, which is a little less than average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Kirkpatrick are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Kirkpatrick is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Kirkpatrick is $60 per month for minimum coverage and $89 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Caledonia: Insurance costs 2.44% more
- Wyandot: Insurance costs 0.56% more
- New Winchester: Insurance costs 0.47% more
- Martel: Insurance costs 0.94% more
- Brush Ridge: Insurance costs 2.82% more
- Claridon: Insurance costs 2.82% more
- Bucyrus: Insurance costs 4.42% more
- Marion: Insurance costs 3.95% more
- Oceola: Insurance costs 0.75% more
- Little Sandusky: Insurance costs 1.13% less
Cities with Similar Populations
- Riceville: Insurance costs 61.56% more
- Providence: Insurance costs 61.56% more
- Purdin: Insurance costs 65.13% more
- Puukohola Heiau National Historic Site: Insurance costs 34.40% more
- Quinneville: Insurance costs 95.96% more
- Radioville: Insurance costs 12.03% more
- Raines: Insurance costs 54.51% more
- Redfield: Insurance costs 44.45% more
- Redwood: Insurance costs 59.30% more
- Reichert: Insurance costs 59.49% more