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Get Cheap Car Insurance in Kirtland Hills, OH
We monitor insurance prices, helping the average driver in Kirtland Hills save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Kirtland Hills
The chart below shows the cheapest car insurance company in Kirtland Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Kirtland Hills Insurer | Monthly Cost |
|---|---|
| State Farm | $45 |
| Safeco Insurance | $47 |
| Travelers | $48 |
| Mile Auto | $50 |
Savings for Every Kind of Kirtland Hills Driver
Based on our extensive insurance data, we know the average Kirtland Hills driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $291 per year by choosing the right vehicle insurance company. Some Kirtland Hills residents are paying out over $1,100 extra every year for auto insurance in Kirtland Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Kirtland Hills, OH Savings / Yr. |
|---|---|
$291 |
|
$494 |
|
$418 |
|
$446 |
|
$1,068 |
|
$303 |
|
$426 |
Kirtland Hills Car Insurance vs. Ohio
People living in Kirtland Hills pay an average of 2.14% less than the typical driver in the state. The average driver in Kirtland Hills can expect to pay about $743 per year, or $1,100 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Kirtland Hills for most people.
Car Insurance Prices by Kirtland Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Kirtland Hills?
The map shows insurance prices in and around Kirtland Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $46 per year within the city boundaries, with insurance premiums ranging from a high of $1,124 to a low of $1,078. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of Kirtland Hills.Pick the Best Car Insurance Company for You in Kirtland Hills
The best car insurance provider for most drivers in Kirtland Hills
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $291 over the average Kirtland Hills car insurance company.
The best car insurance provider for Kirtland Hills drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $494 over the competition.
The best car insurance company for Kirtland Hills drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $418 better than other car insurance companies.
The best auto insurance for Kirtland Hills drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $446 less each year.
The least expensive car insurance company for new and young drivers in Kirtland Hills
In Kirtland Hills, Geico costs young drivers $1,068 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Kirtland Hills
State Farm gave the largest car insurance discounts to married couples, averaging $303 saved each year compared to an average Kirtland Hills couple's premiums.
The cheapest car insurance in Kirtland Hills for drivers with bad credit
The best Kirtland Hills car insurance company for customer service
Nationwide was the best company for customer service in Kirtland Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Kirtland Hills
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Kirtland Hills driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Kirtland Hills, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Kirtland Hills
What Influences the Cost of Car Insurance in Kirtland Hills?
On average, car insurance in Kirtland Hills is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Kirtland Hills is 32 minutes, which is about the national average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Kirtland Hills are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Kirtland Hills has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Kirtland Hills is $62 per month for minimum coverage and $92 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Kirtland: Insurance costs 0.55% less
- Mentor: Insurance costs 1.36% less
- Waite Hill: Insurance costs 0.82% less
- Chardon: Insurance costs 0.73% more
- Novelty: Insurance costs 0.55% more
- Willoughby: Insurance costs 0.64% less
- Hambden: Insurance costs 0.45% more
- Painesville: Insurance costs 2.55% more
- Chesterland: Insurance costs 0.27% less
- Fowlers Mill: Insurance costs 1.09% more
Cities with Similar Populations
- Stonebluff: Insurance costs 56.64% more
- Elgin: Insurance costs 40.18% more
- Fallon Naval Air Station: Insurance costs 74.36% more
- Faulconer: Insurance costs 92.55% more
- Forreston: Insurance costs 23.36% more
- Harmony: Insurance costs 44.00% more
- Holmwood: Insurance costs 164.55% more
- Hugh: Insurance costs 126.09% more
- South Dos Palos: Insurance costs 75.27% more
- South Hero: Insurance costs 5.55% more