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Get Cheap Car Insurance in Kittery Point, ME
We monitor insurance prices, helping the average driver in Kittery Point save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Kittery Point
The chart below shows the cheapest car insurance company in Kittery Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Kittery Point Insurer | Monthly Cost |
|---|---|
| State Farm | $36 |
| Geico | $38 |
| Concord Group Insurance | $40 |
| Kemper | $40 |
Savings for Every Kind of Kittery Point Driver
Based on our extensive insurance data, we know the average Kittery Point driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $229 per year by choosing the right vehicle insurance company. Some Kittery Point residents are paying out over $937 extra every year for auto insurance in Kittery Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Kittery Point, ME Savings / Yr. |
|---|---|
$229 |
|
$325 |
|
$294 |
|
$299 |
|
$952 |
|
$198 |
|
$418 |
Kittery Point Car Insurance vs. Maine
People living in Kittery Point pay an average of 0.97% less than the typical driver in the state. The average driver in Kittery Point can expect to pay about $522 per year, or $937 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Kittery Point for most people.
Car Insurance Prices by Kittery Point Neighborhood
Insurance Prices
Where is insurance cheapest within Kittery Point?
The map shows insurance prices in and around Kittery Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $1 per year within the city boundaries, with insurance premiums ranging from a high of $937 to a low of $936. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the North parts of Kittery Point.Pick the Best Car Insurance Company for You in Kittery Point
The best car insurance provider for most drivers in Kittery Point
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $229 over the average Kittery Point car insurance company.
The best car insurance provider for Kittery Point drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $325 over the competition.
The best car insurance company for Kittery Point drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $294 better than other car insurance companies.
The best auto insurance for Kittery Point drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $299 less each year.
The least expensive car insurance company for new and young drivers in Kittery Point
In Kittery Point, Concord Group Insurance costs young drivers $952 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Kittery Point
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $198 saved each year compared to an average Kittery Point couple's premiums.
The cheapest car insurance in Kittery Point for drivers with bad credit
The best Kittery Point car insurance company for customer service
Nationwide was the best company for customer service in Kittery Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Kittery Point
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Kittery Point driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Kittery Point, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Kittery Point
What Influences the Cost of Car Insurance in Kittery Point?
On average, car insurance in Kittery Point is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Kittery Point is 30 minutes, which is a little less than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 18 to 19 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Kittery Point are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Kittery Point is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Kittery Point is $43 per month for minimum coverage and $78 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Kittery: Insurance costs 0.32% more
- New Castle: Insurance costs 31.16% more
- York: Insurance costs 0.21% less
- Portsmouth: Insurance costs 32.34% more
- Eliot: Insurance costs 0.96% less
- Rye: Insurance costs 31.48% more
- Brixham: Insurance costs the same
- Cape Neddick: Insurance costs 0.43% less
- Newington: Insurance costs 29.14% more
- Greenland: Insurance costs 27.75% more
Cities with Similar Populations
- Blairs: Insurance costs 28.82% more
- Bryceville: Insurance costs 155.92% more
- Nevis: Insurance costs 75.99% more
- Raleigh: Insurance costs 78.76% more
- Pinson: Insurance costs 42.58% more
- Pierce: Insurance costs 91.57% more
- Perryville: Insurance costs 78.87% more
- Olinda: Insurance costs 102.45% more
- Olin: Insurance costs 28.82% more
- Nortonville: Insurance costs 122.41% more