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Get Cheap Car Insurance in Kitty Hawk, NC
We monitor insurance prices, helping the average driver in Kitty Hawk save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Kitty Hawk
The chart below shows the cheapest car insurance company in Kitty Hawk for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Kitty Hawk Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $45 |
| Erie Insurance | $45 |
| Farm Bureau | $48 |
| Progressive | $50 |
Savings for Every Kind of Kitty Hawk Driver
Based on our extensive insurance data, we know the average Kitty Hawk driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $225 per year by choosing the right vehicle insurance company. Some Kitty Hawk residents are paying out over $1,173 extra every year for auto insurance in Kitty Hawk. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Kitty Hawk, NC Savings / Yr. |
|---|---|
$225 |
|
$490 |
|
$357 |
|
$910 |
|
$676 |
|
$272 |
|
$408 |
Kitty Hawk Car Insurance vs. North Carolina
People living in Kitty Hawk pay an average of 6.15% less than the typical driver in the state. The average driver in Kitty Hawk can expect to pay about $703 per year, or $1,173 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Kitty Hawk for most people.
Car Insurance Prices by Kitty Hawk Neighborhood
Insurance Prices
Where is insurance cheapest within Kitty Hawk?
The map shows insurance prices in and around Kitty Hawk, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $54 per year within the city boundaries, with insurance premiums ranging from a high of $1,196 to a low of $1,142. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Kitty Hawk.Pick the Best Car Insurance Company for You in Kitty Hawk
The best car insurance provider for most drivers in Kitty Hawk
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $225 over the average Kitty Hawk car insurance company.
The best car insurance provider for Kitty Hawk drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $490 over the competition.
The best car insurance company for Kitty Hawk drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $357 better than other car insurance companies.
The best auto insurance for Kitty Hawk drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $910 less each year.
The least expensive car insurance company for new and young drivers in Kitty Hawk
In Kitty Hawk, State Farm costs young drivers $676 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Kitty Hawk
Erie Insurance gave the largest car insurance discounts to married couples, averaging $272 saved each year compared to an average Kitty Hawk couple's premiums.
The cheapest car insurance in Kitty Hawk for drivers with bad credit
The best Kitty Hawk car insurance company for customer service
Nationwide was the best company for customer service in Kitty Hawk according to the NAIC.
Recent price drops
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The cheapest large national provider in Kitty Hawk
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Kitty Hawk driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Kitty Hawk, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Kitty Hawk
What Influences the Cost of Car Insurance in Kitty Hawk?
On average, car insurance in Kitty Hawk is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Kitty Hawk is 27 minutes, which is far less than average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Kitty Hawk are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Kitty Hawk is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Kitty Hawk is $59 per month for minimum coverage and $98 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Southern Shores: Insurance costs 2.30% less
- Kill Devil Hills: Insurance costs the same
- Harbinger: Insurance costs 3.15% more
- Duck: Insurance costs 0.85% less
- Powells Point: Insurance costs 4.94% more
- Nags Head: Insurance costs 0.51% more
- Jarvisburg: Insurance costs 3.15% more
- Manteo: Insurance costs 3.41% more
- Goat Neck: Insurance costs 7.25% more
- Weeksville: Insurance costs 4.35% more
Cities with Similar Populations
- Barto: Insurance costs 17.90% more
- Bokeelia: Insurance costs 100.85% more
- Coatesville: Insurance costs 2.81% more
- Dalton: Insurance costs 16.62% more
- Fall Branch: Insurance costs 12.36% more
- Fountain: Insurance costs 98.21% more
- Albany: Insurance costs 6.22% less
- Greene: Insurance costs 19.27% less
- Rockport: Insurance costs 1.19% more
- Kingwood: Insurance costs 24.98% more