Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in La Pointe, WI
We monitor insurance prices, helping the average driver in La Pointe save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in La Pointe
The chart below shows the cheapest car insurance company in La Pointe for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| La Pointe Insurer | Monthly Cost |
|---|---|
| State Farm | $41 |
| American Family Insurance | $42 |
| Erie Insurance | $43 |
| Kemper | $44 |
Savings for Every Kind of La Pointe Driver
Based on our extensive insurance data, we know the average La Pointe driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $211 per year by choosing the right vehicle insurance company. Some La Pointe residents are paying out over $1,138 extra every year for auto insurance in La Pointe. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
La Pointe, WI Savings / Yr. |
|---|---|
$211 |
|
$435 |
|
$269 |
|
$391 |
|
$904 |
|
$164 |
|
$621 |
La Pointe Car Insurance vs. Wisconsin
People living in La Pointe pay an average of 0.35% less than the typical driver in the state. The average driver in La Pointe can expect to pay about $573 per year, or $1,138 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in La Pointe for most people.
Car Insurance Prices by La Pointe Neighborhood
Insurance Prices
Where is insurance cheapest within La Pointe?
The map shows insurance prices in and around La Pointe, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,138 to a low of $1,138. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of La Pointe.Pick the Best Car Insurance Company for You in La Pointe
The best car insurance provider for most drivers in La Pointe
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $211 over the average La Pointe car insurance company.
The best car insurance provider for La Pointe drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $435 over the competition.
The best car insurance company for La Pointe drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $269 better than other car insurance companies.
The best auto insurance for La Pointe drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $391 less each year.
The least expensive car insurance company for new and young drivers in La Pointe
In La Pointe, Erie Insurance costs young drivers $904 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in La Pointe
Progressive gave the largest car insurance discounts to married couples, averaging $164 saved each year compared to an average La Pointe couple's premiums.
The cheapest car insurance in La Pointe for drivers with bad credit
The best La Pointe car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in La Pointe, which was better than other insurers.
The cheapest large national provider in La Pointe
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average La Pointe driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In La Pointe, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around La Pointe
What Influences the Cost of Car Insurance in La Pointe?
On average, car insurance in La Pointe is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in La Pointe is 8.6 minutes, which is far less than average for a driver in the state.
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in La Pointe are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- La Pointe is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in La Pointe is $48 per month for minimum coverage and $95 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bayfield: Insurance costs 1.85% more
- Red Cliff: Insurance costs 2.46% more
- Salmo: Insurance costs 2.64% more
- Washburn: Insurance costs 1.58% more
- Odanah: Insurance costs 5.18% more
- Sand Bay: Insurance costs 2.64% more
- Diaperville: Insurance costs 5.18% more
- New Odanah: Insurance costs 5.18% more
- Ashland: Insurance costs 0.35% more
- Cornucopia: Insurance costs 2.90% more
Cities with Similar Populations
- Macdoel: Insurance costs 53.87% more
- Longton: Insurance costs 36.73% more
- Longtown: Insurance costs 4.31% more
- Loraine: Insurance costs 63.27% more
- Lovelace: Insurance costs 43.76% more
- Loveless: Insurance costs 34.36% more
- Lu Verne: Insurance costs 7.91% more
- Lulu: Insurance costs 112.57% more
- Lynchburg: Insurance costs 60.28% more
- Long Point: Insurance costs 20.12% more