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Get Cheap Car Insurance in Lackey, MS
We monitor insurance prices, helping the average driver in Lackey save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Lackey
The chart below shows the cheapest car insurance company in Lackey for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Lackey Insurer | Monthly Cost |
|---|---|
| State Farm | $59 |
| Farm Bureau | $60 |
| Safeco Insurance | $62 |
| Progressive | $69 |
Savings for Every Kind of Lackey Driver
Based on our extensive insurance data, we know the average Lackey driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $272 per year by choosing the right vehicle insurance company. Some Lackey residents are paying out over $1,589 extra every year for auto insurance in Lackey. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lackey, MS Savings / Yr. |
|---|---|
$272 |
|
$453 |
|
$353 |
|
$696 |
|
$1,612 |
|
$233 |
|
$709 |
Lackey Car Insurance vs. Mississippi
People living in Lackey pay an average of 6.99% less than the typical driver in the state. The average driver in Lackey can expect to pay about $904 per year, or $1,589 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Lackey for most people.
Car Insurance Prices by Lackey Neighborhood
Insurance Prices
Where is insurance cheapest within Lackey?
The map shows insurance prices in and around Lackey, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $81 per year within the city boundaries, with insurance premiums ranging from a high of $1,662 to a low of $1,581. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of Lackey.Pick the Best Car Insurance Company for You in Lackey
The best car insurance provider for most drivers in Lackey
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $272 over the average Lackey car insurance company.
The best car insurance provider for Lackey drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $453 over the competition.
The best car insurance company for Lackey drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $353 better than other car insurance companies.
The best auto insurance for Lackey drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $696 less each year.
The least expensive car insurance company for new and young drivers in Lackey
In Lackey, Farm Bureau costs young drivers $1,612 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lackey
Farm Bureau gave the largest car insurance discounts to married couples, averaging $233 saved each year compared to an average Lackey couple's premiums.
The cheapest car insurance in Lackey for drivers with bad credit
The best Lackey car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lackey
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Lackey driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lackey, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Lackey
What Influences the Cost of Car Insurance in Lackey?
On average, car insurance in Lackey is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lackey is 30 minutes, which is a little less than average for a driver in the state.
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lackey are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Lackey is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lackey is $75 per month for minimum coverage and $132 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hamilton: Insurance costs 1.45% more
- East Aberdeen: Insurance costs 4.72% more
- Athens: Insurance costs 3.52% more
- Aberdeen: Insurance costs 8.31% more
- Darracott: Insurance costs 4.91% more
- Binford: Insurance costs 7.11% more
- Gattman: Insurance costs 3.34% more
- Kolola Springs: Insurance costs 2.27% more
- Caledonia: Insurance costs 0.88% less
- Columbus AFB: Insurance costs 1.38% less
Cities with Similar Populations
- Riego: Insurance costs 22.28% more
- Rapps Mill: Insurance costs 25.49% less
- Rathbone: Insurance costs 28.32% more
- Rathbun: Insurance costs 15.29% less
- Rattigan: Insurance costs 13.22% less
- Rawson: Insurance costs 33.79% more
- Red Fish: Insurance costs 97.17% more
- Refton: Insurance costs 17.81% less
- Revelo: Insurance costs 35.93% more
- Reydon: Insurance costs 6.99% more