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Get Cheap Car Insurance in Lake Barrington, IL
We monitor insurance prices, helping the average driver in Lake Barrington save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Lake Barrington
The chart below shows the cheapest car insurance company in Lake Barrington for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Lake Barrington Insurer | Monthly Cost |
|---|---|
| State Farm | $50 |
| Country Financial | $54 |
| Metromile | $59 |
| American Family Insurance | $63 |
Savings for Every Kind of Lake Barrington Driver
Based on our extensive insurance data, we know the average Lake Barrington driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $347 per year by choosing the right vehicle insurance company. Some Lake Barrington residents are paying out over $1,484 extra every year for auto insurance in Lake Barrington. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lake Barrington, IL Savings / Yr. |
|---|---|
$347 |
|
$652 |
|
$521 |
|
$547 |
|
$1,347 |
|
$388 |
|
$498 |
Lake Barrington Car Insurance vs. Illinois
People living in Lake Barrington pay an average of 1.81% less than the typical driver in the state. The average driver in Lake Barrington can expect to pay about $881 per year, or $1,484 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Lake Barrington for most people.
Car Insurance Prices by Lake Barrington Neighborhood
Insurance Prices
Where is insurance cheapest within Lake Barrington?
The map shows insurance prices in and around Lake Barrington, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $161 per year within the city boundaries, with insurance premiums ranging from a high of $1,541 to a low of $1,380. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the South parts of Lake Barrington.Pick the Best Car Insurance Company for You in Lake Barrington
The best car insurance provider for most drivers in Lake Barrington
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $347 over the average Lake Barrington car insurance company.
The best car insurance provider for Lake Barrington drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $652 over the competition.
The best car insurance company for Lake Barrington drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $521 better than other car insurance companies.
The best auto insurance for Lake Barrington drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $547 less each year.
The least expensive car insurance company for new and young drivers in Lake Barrington
In Lake Barrington, State Farm costs young drivers $1,347 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lake Barrington
State Farm gave the largest car insurance discounts to married couples, averaging $388 saved each year compared to an average Lake Barrington couple's premiums.
The cheapest car insurance in Lake Barrington for drivers with bad credit
The best Lake Barrington car insurance company for customer service
Nationwide was the best company for customer service in Lake Barrington according to the NAIC.
Recent price drops
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The cheapest large national provider in Lake Barrington
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Lake Barrington driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lake Barrington, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Lake Barrington
What Influences the Cost of Car Insurance in Lake Barrington?
On average, car insurance in Lake Barrington is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lake Barrington are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Lake Barrington is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lake Barrington is $73 per month for minimum coverage and $124 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Tower Lakes: Insurance costs 4.18% less
- North Barrington: Insurance costs 3.98% more
- Port Barrington: Insurance costs 0.74% less
- Fox River Grove: Insurance costs 3.37% less
- Cary: Insurance costs 1.89% more
- Barrington: Insurance costs 2.09% more
- Lake Zurich: Insurance costs 3.91% more
- Wauconda: Insurance costs 1.42% less
- Trout Valley: Insurance costs 0.34% less
- Island Lake: Insurance costs 1.35% less
Cities with Similar Populations
- Homeacre-Lyndora: Insurance costs 7.82% less
- Summertown: Insurance costs 9.64% less
- Homosassa: Insurance costs 63.88% more
- Sunderland: Insurance costs 26.15% more
- Sunman: Insurance costs 19.14% less
- Homestead Meadows North: Insurance costs 24.12% more
- Homerville: Insurance costs 8.29% more
- Homer: Insurance costs 42.99% more
- Homer City: Insurance costs 8.89% less
- Homedale: Insurance costs 26.01% less