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Get Cheap Car Insurance in Lake Benton, MN
We monitor insurance prices, helping the average driver in Lake Benton save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Lake Benton
The chart below shows the cheapest car insurance company in Lake Benton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Lake Benton Insurer | Monthly Cost |
|---|---|
| State Farm | $49 |
| Auto-Owners Insurance | $55 |
| Kemper | $58 |
| American Family Insurance | $58 |
Savings for Every Kind of Lake Benton Driver
Based on our extensive insurance data, we know the average Lake Benton driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $417 per year by choosing the right vehicle insurance company. Some Lake Benton residents are paying out over $1,551 extra every year for auto insurance in Lake Benton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lake Benton, MN Savings / Yr. |
|---|---|
$417 |
|
$525 |
|
$338 |
|
$687 |
|
$1,177 |
|
$349 |
|
$916 |
Lake Benton Car Insurance vs. Minnesota
People living in Lake Benton pay an average of 3.43% less than the typical driver in the state. The average driver in Lake Benton can expect to pay about $803 per year, or $1,551 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Lake Benton for most people.
Car Insurance Prices by Lake Benton Neighborhood
Insurance Prices
Where is insurance cheapest within Lake Benton?
The map shows insurance prices in and around Lake Benton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $13 per year within the city boundaries, with insurance premiums ranging from a high of $1,556 to a low of $1,543. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of Lake Benton.Pick the Best Car Insurance Company for You in Lake Benton
The best car insurance provider for most drivers in Lake Benton
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $417 over the average Lake Benton car insurance company.
The best car insurance provider for Lake Benton drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $525 over the competition.
The best car insurance company for Lake Benton drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $338 better than other car insurance companies.
The best auto insurance for Lake Benton drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $687 less each year.
The least expensive car insurance company for new and young drivers in Lake Benton
In Lake Benton, State Farm costs young drivers $1,177 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lake Benton
State Farm gave the largest car insurance discounts to married couples, averaging $349 saved each year compared to an average Lake Benton couple's premiums.
The cheapest car insurance in Lake Benton for drivers with bad credit
The best Lake Benton car insurance company for customer service
Nationwide was the best company for customer service in Lake Benton according to the NAIC.
Recent price drops
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The cheapest large national provider in Lake Benton
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Lake Benton driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lake Benton, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Lake Benton
What Influences the Cost of Car Insurance in Lake Benton?
On average, car insurance in Lake Benton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lake Benton is 27 minutes, which is a little less than average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lake Benton are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Lake Benton is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lake Benton is $67 per month for minimum coverage and $129 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Verdi: Insurance costs the same
- Tyler: Insurance costs 0.52% less
- Arco: Insurance costs 0.06% less
- Elkton: Insurance costs 1.48% less
- Florence: Insurance costs 1.81% less
- Ruthton: Insurance costs 0.39% less
- Ivanhoe: Insurance costs 1.10% more
- Holland: Insurance costs 1.55% less
- Hendricks: Insurance costs 0.39% less
- Burchard: Insurance costs 2.39% less
Cities with Similar Populations
- Golconda: Insurance costs 4.38% less
- South Waverly: Insurance costs 16.76% less
- Smithfield: Insurance costs 37.59% less
- Shop Springs: Insurance costs 11.48% less
- Shongopovi: Insurance costs 13.73% more
- Shines Crossroads: Insurance costs 19.99% less
- Hanalei: Insurance costs 22.05% less
- Guys: Insurance costs 13.73% less
- Gum Spring: Insurance costs 0.13% more
- Grizzly: Insurance costs 9.16% less