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Get Cheap Car Insurance in Lake Jem, FL
We monitor insurance prices, helping the average driver in Lake Jem save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Lake Jem
The chart below shows the cheapest car insurance company in Lake Jem for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Lake Jem Insurer | Monthly Cost |
|---|---|
| Geico | $116 |
| State Farm | $123 |
| Gainsco | $160 |
| Bristol West | $160 |
Savings for Every Kind of Lake Jem Driver
Based on our extensive insurance data, we know the average Lake Jem driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $710 per year by choosing the right vehicle insurance company. Some Lake Jem residents are paying out over $2,426 extra every year for auto insurance in Lake Jem. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lake Jem, FL Savings / Yr. |
|---|---|
$710 |
|
$1,042 |
|
$801 |
|
$793 |
|
$2,520 |
|
$689 |
|
$1,003 |
Lake Jem Car Insurance vs. Florida
People living in Lake Jem pay an average of 8.19% less than the typical driver in the state. The average driver in Lake Jem can expect to pay about $2,214 per year, or $2,426 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Lake Jem for most people.
Car Insurance Prices by Lake Jem Neighborhood
Insurance Prices
Where is insurance cheapest within Lake Jem?
The map shows insurance prices in and around Lake Jem, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $30 per year within the city boundaries, with insurance premiums ranging from a high of $2,452 to a low of $2,422. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Lake Jem.Pick the Best Car Insurance Company for You in Lake Jem
The best car insurance provider for most drivers in Lake Jem
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $710 over the average Lake Jem car insurance company.
The best car insurance provider for Lake Jem drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,042 over the competition.
The best car insurance company for Lake Jem drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $801 better than other car insurance companies.
The best auto insurance for Lake Jem drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $793 less each year.
The least expensive car insurance company for new and young drivers in Lake Jem
In Lake Jem, Geico costs young drivers $2,520 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lake Jem
Geico gave the largest car insurance discounts to married couples, averaging $689 saved each year compared to an average Lake Jem couple's premiums.
The cheapest car insurance in Lake Jem for drivers with bad credit
The best Lake Jem car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lake Jem
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lake Jem driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lake Jem, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Lake Jem
What Influences the Cost of Car Insurance in Lake Jem?
On average, car insurance in Lake Jem is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lake Jem are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Lake Jem is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lake Jem is $185 per month for minimum coverage and $202 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Astatula: Insurance costs 0.62% less
- Mount Dora: Insurance costs 2.23% more
- Tavares: Insurance costs 1.65% more
- Zellwood: Insurance costs 1.81% more
- Orange Blossom: Insurance costs 0.87% less
- Howey-in-the-Hills: Insurance costs 1.07% less
- Yalaha: Insurance costs 0.21% less
- Eustis: Insurance costs 2.18% more
- Mount Plymouth: Insurance costs 2.89% less
- Sorrento: Insurance costs 2.23% more
Cities with Similar Populations
- Charters: Insurance costs 6.47% less
- Walburg: Insurance costs 33.80% less
- Waiakea: Insurance costs 44.02% less
- Wahtoke: Insurance costs 21.72% less
- Wadeville: Insurance costs 45.09% less
- Wacahoota: Insurance costs 0.82% less
- Voorhies: Insurance costs 41.47% less
- Viola: Insurance costs 15.99% less
- Vinco: Insurance costs 45.18% less
- Vilas: Insurance costs 50.54% less