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Get Cheap Car Insurance in Lake Pines, DE
We monitor insurance prices, helping the average driver in Lake Pines save up to 29.3% on car insurance.
The Cheapest Minimum Coverage in Lake Pines
The chart below shows the cheapest car insurance company in Lake Pines for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by State Farm, Travelers, and Dairyland.
| Lake Pines Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $72 |
| State Farm | $72 |
| Travelers | $73 |
| Dairyland | $86 |
Savings for Every Kind of Lake Pines Driver
Based on our extensive insurance data, we know the average Lake Pines driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $402 per year by choosing the right vehicle insurance company. Some Lake Pines residents are paying out over $1,740 extra every year for auto insurance in Lake Pines. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lake Pines, DE Savings / Yr. |
|---|---|
$402 |
|
$681 |
|
$461 |
|
$398 |
|
$1,920 |
|
$410 |
|
$435 |
Lake Pines Car Insurance vs. Delaware
People living in Lake Pines pay an average of 6.43% less than the typical driver in the state. The average driver in Lake Pines can expect to pay about $1,153 per year, or $1,740 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Lake Pines for most people.
Car Insurance Prices by Lake Pines Neighborhood
Insurance Prices
Where is insurance cheapest within Lake Pines?
The map shows insurance prices in and around Lake Pines, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $45 per year within the city boundaries, with insurance premiums ranging from a high of $1,783 to a low of $1,738. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the East parts of Lake Pines.Pick the Best Car Insurance Company for You in Lake Pines
The best car insurance provider for most drivers in Lake Pines
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $402 over the average Lake Pines car insurance company.
The best car insurance provider for Lake Pines drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $681 over the competition.
The best car insurance company for Lake Pines drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $461 better than other car insurance companies.
The best auto insurance for Lake Pines drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $398 less each year.
The least expensive car insurance company for new and young drivers in Lake Pines
In Lake Pines, State Farm costs young drivers $1,920 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lake Pines
State Farm gave the largest car insurance discounts to married couples, averaging $410 saved each year compared to an average Lake Pines couple's premiums.
The cheapest car insurance in Lake Pines for drivers with bad credit
The best Lake Pines car insurance company for customer service
Nationwide was the best company for customer service in Lake Pines according to the NAIC.
Recent price drops
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The cheapest large national provider in Lake Pines
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Lake Pines driver can expect to pay about $119 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lake Pines, USAA has the best prices for drivers with accidents, young drivers, drivers with bad credit, drivers with speeding tickets, married couples, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Lake Pines
What Influences the Cost of Car Insurance in Lake Pines?
On average, car insurance in Lake Pines is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lake Pines is 31 minutes, which is a little less than average for a driver in the state.
- Delaware state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lake Pines are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Lake Pines has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lake Pines is $96 per month for minimum coverage and $145 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Laurel: Insurance costs 2.41% more
- Sycamore: Insurance costs 1.55% more
- Delmar: Insurance costs 1.72% more
- Lowes Crossroads: Insurance costs 1.78% more
- Shortly: Insurance costs 1.15% more
- Bethel: Insurance costs 1.09% more
- Portsville: Insurance costs 0.75% more
- Delmar: Insurance costs 6.78% more
- Hardscrabble: Insurance costs 2.64% more
- Melson: Insurance costs 0.57% more
Cities with Similar Populations
- Lake Vanare: Insurance costs 31.03% more
- Williamstown: Insurance costs 36.90% less
- Williston: Insurance costs 3.97% more
- Libertyville: Insurance costs 5.52% more
- Wilmot: Insurance costs 37.07% less
- Wilson: Insurance costs 78.39% more
- Winganon: Insurance costs 1.78% less
- Leesville: Insurance costs 31.21% less
- Leesburg: Insurance costs 16.49% more
- Laurel Run: Insurance costs 21.67% less