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Get Cheap Car Insurance in Lance Creek, WY
We monitor insurance prices, helping the average driver in Lance Creek save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Lance Creek
The chart below shows the cheapest car insurance company in Lance Creek for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Progressive, Geico, and Dairyland.
| Lance Creek Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $37 |
| Progressive | $38 |
| Geico | $39 |
| Dairyland | $42 |
Savings for Every Kind of Lance Creek Driver
Based on our extensive insurance data, we know the average Lance Creek driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $355 per year by choosing the right vehicle insurance company. Some Lance Creek residents are paying out over $1,572 extra every year for auto insurance in Lance Creek. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lance Creek, WY Savings / Yr. |
|---|---|
$355 |
|
$481 |
|
$429 |
|
$780 |
|
$716 |
|
$332 |
|
$324 |
Lance Creek Car Insurance vs. Wyoming
People living in Lance Creek pay an average of 0.66% more than the typical driver in the state. The average driver in Lance Creek can expect to pay about $696 per year, or $1,572 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Lance Creek for most people.
Car Insurance Prices by Lance Creek Neighborhood
Insurance Prices
Where is insurance cheapest within Lance Creek?
The map shows insurance prices in and around Lance Creek, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $42 per year within the city boundaries, with insurance premiums ranging from a high of $1,613 to a low of $1,571. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Lance Creek.Pick the Best Car Insurance Company for You in Lance Creek
The best car insurance provider for most drivers in Lance Creek
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $355 over the average Lance Creek car insurance company.
The best car insurance provider for Lance Creek drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $481 over the competition.
The best car insurance company for Lance Creek drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $429 better than other car insurance companies.
The best auto insurance for Lance Creek drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $780 less each year.
The least expensive car insurance company for new and young drivers in Lance Creek
In Lance Creek, State Farm costs young drivers $716 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lance Creek
Geico gave the largest car insurance discounts to married couples, averaging $332 saved each year compared to an average Lance Creek couple's premiums.
The cheapest car insurance in Lance Creek for drivers with bad credit
The best Lance Creek car insurance company for customer service
Nationwide was the best company for customer service in Lance Creek according to the NAIC.
Recent price drops
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The cheapest large national provider in Lance Creek
For customers who prefer to work with large national providers, we recommend Progressive for pricing. The average Lance Creek driver can expect to pay about $107 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lance Creek, USAA has the best prices for drivers with accidents, drivers with bad credit, good drivers, drivers with a DUI conviction, young drivers, and drivers with speeding tickets.Auto Insurance Prices in and Around Lance Creek
What Influences the Cost of Car Insurance in Lance Creek?
On average, car insurance in Lance Creek is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lance Creek is 27 minutes, which is about the national average for a driver in the state.
- Wyoming state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lance Creek are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Lance Creek is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lance Creek is $58 per month for minimum coverage and $131 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Redbird: Insurance costs 0.13% more
- West Lance Creek: Insurance costs 0.06% less
- Lost Springs: Insurance costs 1.97% more
- Whitman: Insurance costs 0.51% more
- Lusk: Insurance costs 0.19% more
- Manville: Insurance costs 0.06% less
- Shawnee: Insurance costs 1.84% more
- Keeline: Insurance costs the same
- Igloo: Insurance costs 8.97% more
- Edgemont: Insurance costs 9.22% more
Cities with Similar Populations
- Pyrmont: Insurance costs 29.07% less
- Ramah: Insurance costs 13.10% less
- Ralph: Insurance costs 11.77% more
- Racy: Insurance costs 0.51% less
- Rabbit Town: Insurance costs 16.03% more
- Quidnet: Insurance costs 4.01% less
- Quick: Insurance costs 3.94% less
- Queens: Insurance costs 1.53% more
- Queen: Insurance costs 9.16% less
- Pyrra: Insurance costs 11.90% less