Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Landon Branch, Waco, TX
We monitor insurance prices, helping the average driver in Landon Branch save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Landon Branch
The chart below shows the cheapest car insurance company in Landon Branch for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Landon Branch Insurer | Monthly Cost |
|---|---|
| Clearcover | $41 |
| Mile Auto | $54 |
| Progressive | $56 |
| State Farm | $60 |
Savings for Every Kind of Landon Branch Driver
Based on our extensive insurance data, we know the average Landon Branch driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $329 per year by choosing the right vehicle insurance company. Some Landon Branch residents are paying out over $1,599 extra every year for auto insurance in Landon Branch. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Landon Branch, Waco, TX Savings / Yr. |
|---|---|
$329 |
|
$753 |
|
$664 |
|
$760 |
|
$1,157 |
|
$437 |
|
$478 |
Landon Branch Car Insurance vs. Waco
People living in Landon Branch pay an average of 18.16% less than the typical driver in the state. The average driver in Landon Branch can expect to pay about $953 per year, or $1,599 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Landon Branch for most people.
Car Insurance Prices by Landon Branch Neighborhood
Insurance Prices
Where is insurance cheapest within Landon Branch?
The map shows insurance prices in and around Landon Branch, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $119 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,679 to a low of $1,560. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Northeast parts of Landon Branch.Pick the Best Car Insurance Company for You in Landon Branch
The best car insurance provider for most drivers in Landon Branch
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $329 over the average Landon Branch car insurance company.
The best car insurance provider for Landon Branch drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $753 over the competition.
The best car insurance company for Landon Branch drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $664 better than other car insurance companies.
The best auto insurance for Landon Branch drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $760 less each year.
The least expensive car insurance company for new and young drivers in Landon Branch
In Landon Branch, State Farm costs young drivers $1,157 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Landon Branch
State Farm gave the largest car insurance discounts to married couples, averaging $437 saved each year compared to an average Landon Branch couple's premiums.
The cheapest car insurance in Landon Branch for drivers with bad credit
The best Landon Branch car insurance company for customer service
Nationwide was the best company for customer service in Landon Branch according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Landon Branch, which was better than other insurers.
The cheapest large national provider in Landon Branch
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Landon Branch driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Landon Branch, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Landon Branch
What Influences the Cost of Car Insurance in Landon Branch?
On average, car insurance in Landon Branch is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Landon Branch is 22 minutes, which is far less than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Landon Branch are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Landon Branch has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Landon Branch is $79 per month for minimum coverage and $133 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- North Waco: Insurance costs 12.26% more
- Cedar Ridge: Insurance costs 3.38% more
- Brookview: Insurance costs 5.75% more
- Richland Hills: Insurance costs 0.13% less
- Parkdale Viking Hills: Insurance costs 4.19% more
- University: Insurance costs 13.70% more
- Kendrick: Insurance costs 8.07% more
- Carver: Insurance costs 9.32% more
- Baylor: Insurance costs 0.06% more
- North Lake Waco: Insurance costs 6.63% more
Neighborhoods with Similar Populations
- Flying Horse: Insurance costs 19.70% more
- Sunset Village: Insurance costs 28.39% less
- Sycamore Manor: Insurance costs 11.32% less
- Grant Beach: Insurance costs 16.20% more
- Grand Park: Insurance costs 90.56% more
- Goodrich-Kirtland Park: Insurance costs 14.70% less
- Glacier View: Insurance costs 2.81% less
- Gibbs: Insurance costs 26.14% less
- Tam O'shanter: Insurance costs 1.38% less
- Tampa International Airport Area: Insurance costs 80.49% more