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Get Cheap Car Insurance in Landrum, GA
We monitor insurance prices, helping the average driver in Landrum save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in Landrum
The chart below shows the cheapest car insurance company in Landrum for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| Landrum Insurer | Monthly Cost |
|---|---|
| Travelers | $77 |
| Farm Bureau | $80 |
| State Farm | $88 |
| Progressive | $95 |
Savings for Every Kind of Landrum Driver
Based on our extensive insurance data, we know the average Landrum driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $370 per year by choosing the right vehicle insurance company. Some Landrum residents are paying out over $1,779 extra every year for auto insurance in Landrum. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Landrum, GA Savings / Yr. |
|---|---|
$370 |
|
$787 |
|
$543 |
|
$743 |
|
$2,165 |
|
$179 |
|
$764 |
Landrum Car Insurance vs. Georgia
People living in Landrum pay an average of 0.42% more than the typical driver in the state. The average driver in Landrum can expect to pay about $1,183 per year, or $1,779 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Landrum for most people.
Car Insurance Prices by Landrum Neighborhood
Insurance Prices
Where is insurance cheapest within Landrum?
The map shows insurance prices in and around Landrum, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $89 per year within the city boundaries, with insurance premiums ranging from a high of $1,790 to a low of $1,701. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the West parts of Landrum.Pick the Best Car Insurance Company for You in Landrum
The best car insurance provider for most drivers in Landrum
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $370 over the average Landrum car insurance company.
The best car insurance provider for Landrum drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $787 over the competition.
The best car insurance company for Landrum drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $543 better than other car insurance companies.
The best auto insurance for Landrum drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $743 less each year.
The least expensive car insurance company for new and young drivers in Landrum
In Landrum, Auto-Owners Insurance costs young drivers $2,165 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Landrum
Farm Bureau gave the largest car insurance discounts to married couples, averaging $179 saved each year compared to an average Landrum couple's premiums.
The cheapest car insurance in Landrum for drivers with bad credit
The best Landrum car insurance company for customer service
Recent price drops
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The cheapest large national provider in Landrum
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Landrum driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Landrum, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around Landrum
What Influences the Cost of Car Insurance in Landrum?
On average, car insurance in Landrum is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Landrum is 37 minutes, which is a little more than average for a driver in the state.
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Landrum are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Landrum is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Landrum is $99 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Dawsonville: Insurance costs 0.56% less
- Dahlonega: Insurance costs 2.53% less
- Murrayville: Insurance costs 0.28% less
- Chestatee: Insurance costs 1.35% more
- Juno: Insurance costs 2.14% less
- Barrettsville: Insurance costs 0.51% less
- Sunset Heights: Insurance costs 3.32% less
- Clermont: Insurance costs 1.12% less
- Emma: Insurance costs 2.47% less
- Marble Hill: Insurance costs 1.12% less
Cities with Similar Populations
- Sunshine: Insurance costs 79.82% more
- Irvington: Insurance costs 36.37% less
- St. John: Insurance costs 26.98% less
- Steele: Insurance costs 20.07% less
- Stittsville: Insurance costs 60.71% more
- Stokes: Insurance costs 29.79% less
- Strang: Insurance costs 2.81% less
- Sumner: Insurance costs 45.25% less
- Sunrise Beach Village: Insurance costs 9.39% less
- Iaeger: Insurance costs 4.89% less