Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Las Lomas, CA
We monitor insurance prices, helping the average driver in Las Lomas save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Las Lomas
The chart below shows the cheapest car insurance company in Las Lomas for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Las Lomas Insurer | Monthly Cost |
|---|---|
| Metromile | $47 |
| Geico | $53 |
| Progressive | $57 |
| Travelers | $58 |
Savings for Every Kind of Las Lomas Driver
Based on our extensive insurance data, we know the average Las Lomas driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $596 per year by choosing the right vehicle insurance company. Some Las Lomas residents are paying out over $1,864 extra every year for auto insurance in Las Lomas. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Las Lomas, CA Savings / Yr. |
|---|---|
$596 |
|
$1,092 |
|
$863 |
|
$1,517 |
|
$779 |
|
$338 |
|
$0 |
Las Lomas Car Insurance vs. California
People living in Las Lomas pay an average of 7.15% less than the typical driver in the state. The average driver in Las Lomas can expect to pay about $873 per year, or $1,864 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Las Lomas for most people.
Car Insurance Prices by Las Lomas Neighborhood
Insurance Prices
Where is insurance cheapest within Las Lomas?
The map shows insurance prices in and around Las Lomas, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $19 per year within the city boundaries, with insurance premiums ranging from a high of $1,866 to a low of $1,847. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the South parts of Las Lomas.Pick the Best Car Insurance Company for You in Las Lomas
The best car insurance provider for most drivers in Las Lomas
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $596 over the average Las Lomas car insurance company.
The best car insurance provider for Las Lomas drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,092 over the competition.
The best car insurance company for Las Lomas drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $863 better than other car insurance companies.
The best auto insurance for Las Lomas drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,517 less each year.
The least expensive car insurance company for new and young drivers in Las Lomas
In Las Lomas, State Farm costs young drivers $779 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Las Lomas
Progressive gave the largest car insurance discounts to married couples, averaging $338 saved each year compared to an average Las Lomas couple's premiums.
The cheapest car insurance in Las Lomas for drivers with bad credit
The best Las Lomas car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Las Lomas, which was better than other insurers.
The cheapest large national provider in Las Lomas
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Las Lomas driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Las Lomas, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Las Lomas
What Influences the Cost of Car Insurance in Las Lomas?
On average, car insurance in Las Lomas is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Las Lomas is 33 minutes, which is about the national average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Las Lomas are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Las Lomas is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Las Lomas is $73 per month for minimum coverage and $155 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Geyserville: Insurance costs 0.21% more
- Lytton: Insurance costs 0.86% less
- Healdsburg: Insurance costs 4.24% more
- Cloverdale: Insurance costs 4.88% more
- Jimtown: Insurance costs 2.09% more
- Loch Lomond: Insurance costs 0.80% more
- Cobb: Insurance costs 1.77% more
- Middletown: Insurance costs 2.95% more
- Kellog: Insurance costs 2.95% more
- Seigler Springs: Insurance costs 0.80% less
Cities with Similar Populations
- Piney Grove: Insurance costs 6.87% less
- Ras: Insurance costs 12.23% less
- Ransom: Insurance costs 26.34% less
- Rankin: Insurance costs 6.65% less
- Randall: Insurance costs 10.52% less
- Rand: Insurance costs 1.07% more
- Rambin: Insurance costs 46.19% more
- Raleigh: Insurance costs 13.41% less
- Quiring: Insurance costs 12.29% less
- Pittsville: Insurance costs 25.16% less