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Get Cheap Car Insurance in Latium, TX
We monitor insurance prices, helping the average driver in Latium save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Latium
The chart below shows the cheapest car insurance company in Latium for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Latium Insurer | Monthly Cost |
|---|---|
| Clearcover | $40 |
| Mile Auto | $53 |
| Progressive | $54 |
| State Farm | $58 |
Savings for Every Kind of Latium Driver
Based on our extensive insurance data, we know the average Latium driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $321 per year by choosing the right vehicle insurance company. Some Latium residents are paying out over $1,559 extra every year for auto insurance in Latium. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Latium, TX Savings / Yr. |
|---|---|
$321 |
|
$734 |
|
$647 |
|
$741 |
|
$1,129 |
|
$426 |
|
$466 |
Latium Car Insurance vs. Texas
People living in Latium pay an average of 20.19% less than the typical driver in the state. The average driver in Latium can expect to pay about $929 per year, or $1,559 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Latium for most people.
Car Insurance Prices by Latium Neighborhood
Insurance Prices
Where is insurance cheapest within Latium?
The map shows insurance prices in and around Latium, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $99 per year within the city boundaries, with insurance premiums ranging from a high of $1,653 to a low of $1,554. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Latium.Pick the Best Car Insurance Company for You in Latium
The best car insurance provider for most drivers in Latium
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $321 over the average Latium car insurance company.
The best car insurance provider for Latium drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $734 over the competition.
The best car insurance company for Latium drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $647 better than other car insurance companies.
The best auto insurance for Latium drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $741 less each year.
The least expensive car insurance company for new and young drivers in Latium
In Latium, State Farm costs young drivers $1,129 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Latium
State Farm gave the largest car insurance discounts to married couples, averaging $426 saved each year compared to an average Latium couple's premiums.
The cheapest car insurance in Latium for drivers with bad credit
The best Latium car insurance company for customer service
Recent price drops
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The cheapest large national provider in Latium
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Latium driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Latium, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Latium
What Influences the Cost of Car Insurance in Latium?
On average, car insurance in Latium is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Latium are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Latium is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Latium is $77 per month for minimum coverage and $130 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Greenvine: Insurance costs 0.32% less
- Shelby: Insurance costs 3.98% more
- Wesley: Insurance costs 2.37% more
- Mill Creek: Insurance costs 0.06% more
- Industry: Insurance costs 5.20% more
- Burton: Insurance costs 3.27% more
- Bleiblerville: Insurance costs 4.68% more
- Carmine: Insurance costs 3.91% more
- Round Top: Insurance costs 1.73% more
- Warrenton: Insurance costs 1.54% more
Cities with Similar Populations
- Oreville: Insurance costs 26.49% less
- Ralston: Insurance costs 14.43% less
- Ralph: Insurance costs 84.35% more
- Quealy: Insurance costs 2.95% less
- Putnam: Insurance costs 4.36% more
- Oyer: Insurance costs 16.16% more
- Owl City: Insurance costs 11.29% less
- Overland: Insurance costs 10.13% less
- Ormonde: Insurance costs 6.35% less
- Ravenna: Insurance costs 1.22% more