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Get Cheap Car Insurance in Lauderdale, MS
We monitor insurance prices, helping the average driver in Lauderdale save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Lauderdale
The chart below shows the cheapest car insurance company in Lauderdale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Lauderdale Insurer | Monthly Cost |
|---|---|
| State Farm | $61 |
| Farm Bureau | $62 |
| Safeco Insurance | $64 |
| Progressive | $72 |
Savings for Every Kind of Lauderdale Driver
Based on our extensive insurance data, we know the average Lauderdale driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $281 per year by choosing the right vehicle insurance company. Some Lauderdale residents are paying out over $1,646 extra every year for auto insurance in Lauderdale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lauderdale, MS Savings / Yr. |
|---|---|
$281 |
|
$469 |
|
$366 |
|
$721 |
|
$1,670 |
|
$241 |
|
$734 |
Lauderdale Car Insurance vs. Mississippi
People living in Lauderdale pay an average of 3.64% less than the typical driver in the state. The average driver in Lauderdale can expect to pay about $937 per year, or $1,646 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Lauderdale for most people.
Car Insurance Prices by Lauderdale Neighborhood
Insurance Prices
Where is insurance cheapest within Lauderdale?
The map shows insurance prices in and around Lauderdale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $80 per year within the city boundaries, with insurance premiums ranging from a high of $1,677 to a low of $1,597. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Lauderdale.Pick the Best Car Insurance Company for You in Lauderdale
The best car insurance provider for most drivers in Lauderdale
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $281 over the average Lauderdale car insurance company.
The best car insurance provider for Lauderdale drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $469 over the competition.
The best car insurance company for Lauderdale drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $366 better than other car insurance companies.
The best auto insurance for Lauderdale drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $721 less each year.
The least expensive car insurance company for new and young drivers in Lauderdale
In Lauderdale, Farm Bureau costs young drivers $1,670 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lauderdale
Farm Bureau gave the largest car insurance discounts to married couples, averaging $241 saved each year compared to an average Lauderdale couple's premiums.
The cheapest car insurance in Lauderdale for drivers with bad credit
The best Lauderdale car insurance company for customer service
Nationwide was the best company for customer service in Lauderdale according to the NAIC.
Recent price drops
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The cheapest large national provider in Lauderdale
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Lauderdale driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lauderdale, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Lauderdale
What Influences the Cost of Car Insurance in Lauderdale?
On average, car insurance in Lauderdale is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lauderdale is 25 minutes, which is far less than average for a driver in the state.
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lauderdale are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Lauderdale has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lauderdale is $78 per month for minimum coverage and $137 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lockhart: Insurance costs 1.46% more
- Russell: Insurance costs 1.52% less
- Marion: Insurance costs 0.73% less
- Cuba: Insurance costs 5.47% less
- Porterville: Insurance costs 1.88% more
- Daleville: Insurance costs 0.24% less
- Prismatic: Insurance costs 1.88% more
- Bailey: Insurance costs 1.28% less
- Siloam: Insurance costs 5.41% less
- York: Insurance costs 4.19% less
Cities with Similar Populations
- Westmorland: Insurance costs 14.88% more
- Tucker: Insurance costs 1.09% less
- Cherry Valley: Insurance costs 7.65% less
- Douglass: Insurance costs 4.13% less
- Farmersville: Insurance costs 33.72% less
- Fowler: Insurance costs 61.60% more
- Ganado: Insurance costs 6.74% more
- Hager City: Insurance costs 30.68% less
- Gates: Insurance costs 21.81% less
- Slayton: Insurance costs 6.38% less