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Get Cheap Car Insurance in Laurel Hill, RI
We monitor insurance prices, helping the average driver in Laurel Hill save up to 41.3% on car insurance.
The Cheapest Minimum Coverage in Laurel Hill
The chart below shows the cheapest car insurance company in Laurel Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Geico, Progressive, and Midvale Home & Auto.
| Laurel Hill Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $78 |
| Geico | $101 |
| Progressive | $118 |
| Midvale Home & Auto | $123 |
Savings for Every Kind of Laurel Hill Driver
Based on our extensive insurance data, we know the average Laurel Hill driver will save about 33% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $749 per year by choosing the right vehicle insurance company. Some Laurel Hill residents are paying out over $2,250 extra every year for auto insurance in Laurel Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Laurel Hill, RI Savings / Yr. |
|---|---|
$749 |
|
$904 |
|
$996 |
|
$1,686 |
|
$3,504 |
|
$256 |
|
$759 |
Laurel Hill Car Insurance vs. Rhode Island
People living in Laurel Hill pay an average of 1.05% more than the typical driver in the state. The average driver in Laurel Hill can expect to pay about $1,377 per year, or $2,250 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Laurel Hill for most people.
Car Insurance Prices by Laurel Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Laurel Hill?
The map shows insurance prices in and around Laurel Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,250 to a low of $2,250. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Laurel Hill.Pick the Best Car Insurance Company for You in Laurel Hill
The best car insurance provider for most drivers in Laurel Hill
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $749 over the average Laurel Hill car insurance company.
The best car insurance provider for Laurel Hill drivers with accidents on their records
In our analysis, Safeco Insurance saved the average person who had been in an accident the most, with annual savings averaging $904 over the competition.
The best car insurance company for Laurel Hill drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $996 better than other car insurance companies.
The best auto insurance for Laurel Hill drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,686 less each year.
The least expensive car insurance company for new and young drivers in Laurel Hill
In Laurel Hill, State Farm costs young drivers $3,504 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Laurel Hill
Geico gave the largest car insurance discounts to married couples, averaging $256 saved each year compared to an average Laurel Hill couple's premiums.
The cheapest car insurance in Laurel Hill for drivers with bad credit
The best Laurel Hill car insurance company for customer service
Recent price drops
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The cheapest large national provider in Laurel Hill
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Laurel Hill driver can expect to pay about $124 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Laurel Hill, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, drivers with bad credit, drivers with accidents, young drivers, married couples, and good drivers.Auto Insurance Prices in and Around Laurel Hill
What Influences the Cost of Car Insurance in Laurel Hill?
On average, car insurance in Laurel Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Laurel Hill is 57 minutes, which is far more than average for a driver in the state.
- Rhode Island state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Laurel Hill are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Laurel Hill is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Laurel Hill is $115 per month for minimum coverage and $188 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pascoag: Insurance costs 0.18% less
- Burrillville: Insurance costs 1.64% less
- Harrisville: Insurance costs 2.71% less
- Oakland: Insurance costs 4.62% less
- Douglas: Insurance costs 32.36% less
- Slatersville: Insurance costs 3.73% less
- Mapleville: Insurance costs 1.20% less
- South Sutton: Insurance costs 31.91% less
- Cherry Valley: Insurance costs 1.29% less
- Uxbridge: Insurance costs 32.89% less
Cities with Similar Populations
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