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Get Cheap Car Insurance in Lazare, TX
We monitor insurance prices, helping the average driver in Lazare save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Lazare
The chart below shows the cheapest car insurance company in Lazare for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Lazare Insurer | Monthly Cost |
|---|---|
| Clearcover | $48 |
| Mile Auto | $62 |
| Progressive | $64 |
| State Farm | $69 |
Savings for Every Kind of Lazare Driver
Based on our extensive insurance data, we know the average Lazare driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $379 per year by choosing the right vehicle insurance company. Some Lazare residents are paying out over $1,843 extra every year for auto insurance in Lazare. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lazare, TX Savings / Yr. |
|---|---|
$379 |
|
$868 |
|
$765 |
|
$876 |
|
$1,334 |
|
$504 |
|
$551 |
Lazare Car Insurance vs. Texas
People living in Lazare pay an average of 5.66% less than the typical driver in the state. The average driver in Lazare can expect to pay about $1,098 per year, or $1,843 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Lazare for most people.
Car Insurance Prices by Lazare Neighborhood
Insurance Prices
Where is insurance cheapest within Lazare?
The map shows insurance prices in and around Lazare, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $172 per year within the city boundaries, with insurance premiums ranging from a high of $1,927 to a low of $1,755. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Lazare.Pick the Best Car Insurance Company for You in Lazare
The best car insurance provider for most drivers in Lazare
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $379 over the average Lazare car insurance company.
The best car insurance provider for Lazare drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $868 over the competition.
The best car insurance company for Lazare drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $765 better than other car insurance companies.
The best auto insurance for Lazare drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $876 less each year.
The least expensive car insurance company for new and young drivers in Lazare
In Lazare, State Farm costs young drivers $1,334 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lazare
State Farm gave the largest car insurance discounts to married couples, averaging $504 saved each year compared to an average Lazare couple's premiums.
The cheapest car insurance in Lazare for drivers with bad credit
The best Lazare car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lazare
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Lazare driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lazare, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Lazare
What Influences the Cost of Car Insurance in Lazare?
On average, car insurance in Lazare is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lazare is 32 minutes, which is about the national average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lazare are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Lazare is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lazare is $92 per month for minimum coverage and $154 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Childress: Insurance costs 3.42% more
- Kirkland: Insurance costs 1.52% less
- North Groesbeck: Insurance costs 2.01% more
- Quanah: Insurance costs 4.18% more
- Tell: Insurance costs 0.98% less
- Medicine Mound: Insurance costs 2.01% more
- Eldorado: Insurance costs 11.39% less
- Chillicothe: Insurance costs 4.12% less
- Northfield: Insurance costs 1.79% more
- Tolbert: Insurance costs 4.29% less
Cities with Similar Populations
- Redden: Insurance costs 6.46% less
- Rhea: Insurance costs 9.44% less
- Reynoldsville: Insurance costs 9.12% more
- Rexton: Insurance costs 49.86% more
- Rexford: Insurance costs 27.13% less
- Renick: Insurance costs 20.51% less
- Rend City: Insurance costs 21.32% less
- Rees: Insurance costs 20.78% less
- Reeds Station: Insurance costs 21.70% less
- Rheber: Insurance costs 16.77% more