Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Leadville, CO
We monitor insurance prices, helping the average driver in Leadville save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Leadville
The chart below shows the cheapest car insurance company in Leadville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Leadville Insurer | Monthly Cost |
|---|---|
| State Farm | $65 |
| Bristol West | $77 |
| Safeco Insurance | $78 |
| Geico | $81 |
Savings for Every Kind of Leadville Driver
Based on our extensive insurance data, we know the average Leadville driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $410 per year by choosing the right vehicle insurance company. Some Leadville residents are paying out over $1,913 extra every year for auto insurance in Leadville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Leadville, CO Savings / Yr. |
|---|---|
$410 |
|
$731 |
|
$588 |
|
$629 |
|
$1,861 |
|
$493 |
|
$722 |
Leadville Car Insurance vs. Colorado
People living in Leadville pay an average of 1.24% more than the typical driver in the state. The average driver in Leadville can expect to pay about $1,118 per year, or $1,913 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Leadville for most people.
Car Insurance Prices by Leadville Neighborhood
Insurance Prices
Where is insurance cheapest within Leadville?
The map shows insurance prices in and around Leadville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $161 per year within the city boundaries, with insurance premiums ranging from a high of $1,988 to a low of $1,827. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Leadville.Pick the Best Car Insurance Company for You in Leadville
The best car insurance provider for most drivers in Leadville
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $410 over the average Leadville car insurance company.
The best car insurance provider for Leadville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $731 over the competition.
The best car insurance company for Leadville drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $588 better than other car insurance companies.
The best auto insurance for Leadville drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $629 less each year.
The least expensive car insurance company for new and young drivers in Leadville
In Leadville, State Farm costs young drivers $1,861 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Leadville
State Farm gave the largest car insurance discounts to married couples, averaging $493 saved each year compared to an average Leadville couple's premiums.
The cheapest car insurance in Leadville for drivers with bad credit
The best Leadville car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Leadville, which was better than other insurers.
The cheapest large national provider in Leadville
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Leadville driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Leadville, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Leadville
What Influences the Cost of Car Insurance in Leadville?
On average, car insurance in Leadville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Leadville is 43 minutes, which is far more than average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Leadville are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Leadville is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Leadville is $93 per month for minimum coverage and $159 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Stringtown: Insurance costs 1.67% less
- Climax: Insurance costs 1.36% less
- Leadville North: Insurance costs 2.61% less
- Mount Massive Lakes: Insurance costs 0.10% less
- Twin Lakes: Insurance costs 0.10% less
- Alma: Insurance costs 2.93% less
- Fairplay: Insurance costs 2.40% less
- Glentivar: Insurance costs 2.14% less
- Granite: Insurance costs 3.03% less
- Red Cliff: Insurance costs 4.50% less
Cities with Similar Populations
- Groton: Insurance costs 5.91% more
- Green Forest: Insurance costs 14.38% less
- Green Knoll: Insurance costs 4.70% less
- Point Pleasant Beach: Insurance costs 9.36% less
- Greenback: Insurance costs 28.49% less
- Greenport: Insurance costs 29.27% more
- Greensboro: Insurance costs 16.99% less
- Greentown: Insurance costs 40.04% less
- Greenville: Insurance costs 38.21% less
- Greenwich: Insurance costs 9.36% more